Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Search keywords only

Showing 181 - 240 of 398 Results

Per page

Filters

Letters to Credit Unions and Other Guidance search results
Docket #	Title	Subject	Type	Year	Status
17-RA-03	Submission of 2016 Home Mortgage Disclosure Act Data	HMDA	Regulatory Alerts	2017	Active
17-RA-02	Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2017	HMDA	Regulatory Alerts	2017	Active
17-RA-01	2016 Mortgage Servicing Rule Fair Debt Collection Practices Act Interpretive Rule	Mortgage Lending	Regulatory Alerts	2017	Active
16-RA-07	Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)	Consumer Protection	Regulatory Alerts	2016	Active
16-RA-06	Department of Defenses Interpretive Guidance on Military Lending Act Limitations on Terms of Consumer Credit Extended to Service Members and Dependents	Military Lending/Service Members	Regulatory Alerts	2016	Active
12-RA-04	Regulatory Alert: CFPB’s New Remittance Transfers Rule	Payments	Regulatory Alerts	2012	Active
16-RA-04	Guidance on Regulatory Changes Affecting Military Members	Military Lending/Service Members	Regulatory Alerts	2016	Active
16-RA-02	Enhanced Share Insurance Coverage	Share Insurance	Regulatory Alerts	2016	Active
16-RA-01	Home Mortgage Disclosure Act (HMDA) Data Collection Requirements for Calendar Year 2016	HMDA	Regulatory Alerts	2016	Active
15-RA-04	Regulatory Changes Affecting Military Members	Military Lending/Service Members	Regulatory Alerts	2015	Active
08-RA-03	Guidance on Filing Suspicious Activity Reports Regarding the Proceeds of Foreign Corruption	BSA/AML	Regulatory Alerts	2008	Active
22-CU-10	Simplified CECL Tool for Credit Unions	industry data	Letters to Credit Unions	2022	Active
SL No. 22-01	Updates to Interest Rate Risk Supervisory Framework	Interest Rate Risk	Supervisory Letters	2022	Active
22-CU-09	Updates to Interest Rate Risk Supervisory Framework	Interest Rate Risk	Letters to Credit Unions	2022	Active
22-01	Current Expected Credit Losses (CECL) Effective Date for Credit Unions	Accounting	Accounting Bulletins	2022	Active
22-CU-11	NCUA to Begin Phase 3 of Resuming Onsite Operations	NCUA Operations/Activities	Letters to Credit Unions	2022	Active
22-CU-08	Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence	Risk Management	Letters to Credit Unions	2022	Active
22-CU-07	Federally Insured Credit Union Use of Distributed Ledger Technologies	Operations	Letters to Credit Unions	2022	Active
22-RISK-01	Heightened Risk of Social Engineering and Phishing Attacks	Cybersecurity	Risk Alerts	2022	Active
22-FCU-02	Final Rule on Definition of Service Facility	Field of Membership	Letters to Federal Credit Unions	2022	Active
22-CU-04	Equal Credit Opportunity Act Nondiscrimination Requirements	Consumer Protection	Letters to Credit Unions	2022	Active
22-CU-03	Special Purpose Credit Programs	Consumer Lending	Letters to Credit Unions	2022	Active
22-RA-02	Submission of 2021 Home Mortgage Disclosure Act Data	HMDA	Regulatory Alerts	2022	Active
22-RA-01	Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022	HMDA	Regulatory Alerts	2022	Active
22-RA-03	2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold	Mortgage Lending	Regulatory Alerts	2022	Active
21-RA-10	2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)	Consumer Lending	Regulatory Alerts	2021	Active
22-FCU-01	Operating Fee Schedule Adjusted for 2022	Operating Fee	Letters to Federal Credit Unions	2022	Active
22-CU-01	Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022	Credit Union Diversity	Letters to Credit Unions	2022	Active
21-CU-15	Automated Cybersecurity Evaluation Toolbox	Cybersecurity	Letters to Credit Unions	2021	Active
21-RA-11	2022 Threshold Adjustments Under the Truth in Lending Act (Regulation Z), the Consumer Leasing Act (Regulation M), and the Fair Credit Reporting Act (Regulation V)	Appraisals	Regulatory Alerts	2021	Active
21-CU-17	Voluntary Credit Union Diversity Self-Assessment	Credit Union Diversity	Letters to Credit Unions	2021	Active
21-CU-16	Relationships with Third Parties that Provide Services Related to Digital Assets	Digital Assets/Cryptocurrency	Letters to Credit Unions	2021	Active
21-CU-13	Subordinated Debt Final Rule Effective January 1, 2022	Capital Planning	Letters to Credit Unions	2021	Active
21-CU-12	Internal Revenue Service’s Volunteer Income Tax Assistance Program Collaboration Opportunities	Partnerships	Letters to Credit Unions	2021	Active
21-RISK-01	Business Email Compromise through Exploitation of Cloud-Based Email Services	Cybersecurity	Risk Alerts	2021	Active
21-FCU-05	Post-Examination Survey Pilot	Examination Program	Letters to Federal Credit Unions	2021	Active
21-RA-09	CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission	Consumer Lending	Regulatory Alerts	2021	Active
21-CU-11	Emergency Capital Investment Program Participation	Capital Planning	Letters to Credit Unions	2021	Active
21-CU-10	Interagency Statement on LIBOR Transition	Risk Management	Letters to Credit Unions	2021	Active
21-FCU-04	Permissible Loan Interest Rate Ceiling Extended	Consumer Lending	Letters to Federal Credit Unions	2021	Active
21-CU-07	Capitalization of Unpaid Interest	Consumer Lending	Letters to Credit Unions	2021	Active
21-RA-07	Equal Credit Opportunity Act (Regulation B)	Consumer Protection	Regulatory Alerts	2021	Active
21-CU-06	NCUA to Implement Phase One of Resuming Onsite Operations	NCUA Operations/Activities	Letters to Credit Unions	2021	Active
21-CU-05	Interagency Statement on the Issuance of the Anti-Money Laundering/Countering the Financing of Terrorism National Priorities	BSA/AML	Letters to Credit Unions	2021	Active
21-CU-08	Implementation of Modernized Systems	NCUA Operations/Activities	Letters to Credit Unions	2021	Active
21-CU-03	LIBOR Transition	Risk Management	Letters to Credit Unions	2021	Active
SL No. 21-01	Evaluating LIBOR Transition Plans	Risk Management	Supervisory Letters	2021	Active
21-RA-06	CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act	Mortgage Lending	Regulatory Alerts	2021	Active
21-RA-03	Submission of 2020 Home Mortgage Disclosure Act Data	HMDA	Regulatory Alerts	2021	Active
21-RA-02	CFPB Publishes 2021 Threshold Adjustments Under Regulation C, Regulation Z and Regulation V	Mortgage Lending	Regulatory Alerts	2021	Active
21-RA-04	Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2021	HMDA	Regulatory Alerts	2021	Active
21-RA-01	CFPB Amends Ability-to-Repay/Qualified Mortgage Rule under Truth in Lending Act	Mortgage Lending	Regulatory Alerts	2021	Active
21-RA-05	CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans	Mortgage Lending	Regulatory Alerts	2021	Active
21-FCU-03	Underserved Area Expansions	Chartering/Field of Membership	Letters to Federal Credit Unions	2021	Active
21-FCU-01	Community Charter Conversions and Expansions	Field of Membership	Letters to Federal Credit Unions	2021	Active
21-CU-01	Summary of the Consolidated Appropriations Act, 2021	Legislation	Letters to Credit Unions	2021	Active
21-FCU-02	Operating Fee Schedule Adjusted for 2021	Operating Fee	Letters to Federal Credit Unions	2021	Active
20-RA-09	2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act	Consumer Lending	Regulatory Alerts	2020	Active
23-CU-05	Commercial Real Estate Loan Accommodations and Workouts	Member Business Lending	Letters to Credit Unions	2023	Active
23-CU-04	Update to Interagency Policy Statement on Allowances for Credit Losses	Accounting	Letters to Credit Unions	2023	Active

< Previous

Next >

The NCUA is committed to providing an excellent user experience to all individuals, including persons with disabilities. If you require an accommodation to access information on or to use this website, contact us to request one. Please visit the NCUA's Accessibility Statement for additional information.