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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 241 - 300 of 404 Results
Docket # Title Subject Type Year Status
16-CU-02 Online CUSO Registry to Open for Registrations in February CUSOs Letters to Credit Unions 2016 Active
15-RA-04 Regulatory Changes Affecting Military Members Military Lending/Service Members Regulatory Alerts 2015 Active
15-FCU-03 How to Add Associations to Your Field of Membership Chartering/Field of Membership Letters to Federal Credit Unions 2015 Active
15-CU-04 Improving the Process for Consumer Complaints Consumer Protection Letters to Credit Unions 2015 Active
15-CU-03 Taxi Medallion Lending Questions and Answers Taxi Medallions Letters to Credit Unions 2015 Active
15-CU-02 Private Student Loans with Graduated Repayment Terms at Loan Origination Student Loans Letters to Credit Unions 2015 Active
14-RA-10 CFPB Amendments to the Remittance Transfer Rule Payments Regulatory Alerts 2014 Active
14-RA-09 Updated Ability-To-Repay and Qualified Mortgage Requirements from the Consumer Financial Protection Bureau (CFPB) Mortgage Lending Regulatory Alerts 2014 Active
14-RA-07 Appraisals for Higher-Priced Mortgage Loans Appraisals Regulatory Alerts 2014 Active
14-RA-02 New Homeownership Counseling and Consumer Protection Requirements from CFPB Mortgage Lending Regulatory Alerts 2014 Active
14-RA-01 Ability-To-Repay and Qualified Mortgage Requirements from the Consumer Financial Protection Bureau (CFPB) Mortgage Lending Regulatory Alerts 2014 Active
14-FCU-03 Unfair or Deceptive Credit Practices Consumer Protection Letters to Federal Credit Unions 2014 Active
14-CU-10 Identifying and Mitigating Risks of Money Services Businesses Examination Program Letters to Credit Unions 2014 Active
14-CU-09 Projected 2015 Share Insurance Fund Premium Range Share Insurance Letters to Credit Unions 2014 Active
14-CU-08 Home Equity Lines of Credit Nearing Their End-of-Draw Period Mortgage Lending Letters to Credit Unions 2014 Active
14-CU-07 Contractual Agreements with Credit Union Service Organizations (CUSOs) CUSOs Letters to Credit Unions 2014 Active
14-CU-06 Taxi Medallion Lending Taxi Medallions Letters to Credit Unions 2014 Active
14-01 Interagency Regulatory Reporting Policy Revised in Relation to Loans that have Previously been Modified in a Troubled Debt Restructuring Accounting Accounting Bulletins 2014 Active
13-RA-08 Appraisals for Higher-Priced Mortgage Loans Appraisals Regulatory Alerts 2013 Active
13-RA-07 CFPB’s New Rule on Real Estate Appraisals and Other Written Valuations under the Equal Credit Opportunity Act Appraisals Regulatory Alerts 2013 Active
13-RA-06 CFPB's Amended Remittance Transfer Rule Compliance Deadline: October 28, 2013 Payments Regulatory Alerts 2013 Active
13-RA-05 New Escrow Requirements under the Truth in Lending Act Mortgage Lending Regulatory Alerts 2013 Active
13-RA-04 Garnishment of Accounts Containing Federal Benefit Payments Consumer Protection Regulatory Alerts 2013 Active
13-FCU-03 Potential Violations of Common Bond Advertising Requirements Chartering/Field of Membership Letters to Federal Credit Unions 2013 Active
13-FCU-02 2013 Fair Lending Examination Program and Compliance Assistance Examination Program Letters to Federal Credit Unions 2013 Active
13-CU-15 Supervisory Guidance on Private Student Loans Student Loans Letters to Credit Unions 2013 Active
13-CU-14 Projected 2014 Stabilization Fund Assessment and Share Insurance Fund Premium Range Corporate Resolution Program Letters to Credit Unions 2013 Active
13-CU-12 Guidance on How to Comply with NCUA Regulation 74112 Liquidity and Contingency Funding Plans Risk Management Letters to Credit Unions 2013 Active
13-CU-10 Guidance on How to Comply with NCUA Regulation §741.12 Liquidity and Contingency Funding Plans Liquidity Risk Letters to Credit Unions 2013 Active
13-CU-08 Reporting Elder Abuse or Financial Exploitation Consumer Protection Letters to Credit Unions 2013 Active
13-CU-07 Loan Participation Waivers Participations Letters to Credit Unions 2013 Active
13-CU-06 2013 Corporate Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2013 Active
13-CU-05 Guidance Investing in Securities without Reliance on Credit Ratings Investments Letters to Credit Unions 2013 Active
13-CU-03 Supervisory Guidance on Troubled Debt Restructuring Troubled Debt Restructuring Letters to Credit Unions 2013 Active
13-01 Interagency Supervisory Guidance Addressing Certain Issues Related To Troubled Debt Restructurings Accounting Accounting Bulletins 2013 Active
12-RA-04 Regulatory Alert: CFPB’s New Remittance Transfers Rule Payments Regulatory Alerts 2012 Active
12-FCU-03 Small Credit Union Examination Program Examination Program Letters to Federal Credit Unions 2012 Active
12-FCU-01 Operating Fee Scale Reduced for FY 2012 Operating Fee Letters to Federal Credit Unions 2012 Active
12-CU-14 Scheduled Expiration of the Temporary Corporate Credit Union Share Guarantee and Unlimited Insurance on Noninterest-Bearing Transaction Accounts Corporate Resolution Program Letters to Credit Unions 2012 Active
12-CU-13 Projected 2013 NCUSIF Premium and Corporate Stabilization Fund Assessment Range Share Insurance Letters to Credit Unions 2012 Active
12-CU-09 2012 Corporate Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2012 Active
12-CU-07 Mortgage Servicing Practices Impacting Military Homeowner Military Lending/Service Members Letters to Credit Unions 2012 Active
12-CU-06 Update on Transitioning US Central Bridge Corporate Federal Credit Union Automated Clearing House ACH Services Corporate Resolution Program Letters to Credit Unions 2012 Active
12-CU-03 Temporary Corporate Credit Union Share Guarantee Expires December 31, 2012 Corporate Resolution Program Letters to Credit Unions 2012 Active
12-01 Interagency Supervisory Guidance Specifically Addressing Junior Lien Loans and Lines of Credit Accounting Accounting Bulletins 2012 Active
11-FCU-02 Duties of Federal Credit Union Boards of Directors Governance Letters to Federal Credit Unions 2011 Active
11-CU-14 Temporary Corporate Credit Union Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2011 Active
11-CU-12 Disclosing CAMEL Ratings to Federally Insured State Credit Unions (FISCUs) Examination Program Letters to Credit Unions 2011 Active
11-CU-08 Voluntary Prepayment of Assessments Program Corporate Resolution Program Letters to Credit Unions 2011 Active
11-CU-04 Financial Education and Financial Literacy Initiative Financial Literacy Letters to Credit Unions 2011 Active
11-CU-01 Residential Mortgage Foreclosure Concerns Mortgage Lending Letters to Credit Unions 2011 Active
10-RA-12 Member Notice Requirements for Overdraft Services Overdrafts Regulatory Alerts 2010 Active
10-RA-11 Consolidation of Federal Reserve Board Check Centers: Impact on Deposit Holds and Funds Availability Payments Regulatory Alerts 2010 Active
10-RA-10 Potential Risks of Property Assessed Clean Energy Loans Mortgage Lending Regulatory Alerts 2010 Active
10-RA-08 Unlawful Internet Gambling Enforcement Act of 2006 Payments Regulatory Alerts 2010 Active
10-RA-07 FFIEC Release of Updated Retail Payment Systems Examination Handbook Payments Regulatory Alerts 2010 Active
10-RA-03 Interagency Guidance on Conducting Cross-Border Funds Transfers Payments Regulatory Alerts 2010 Active
10-CU-26 Evaluating Payment System Service Providers Payments Letters to Credit Unions 2010 Active
10-CU-23 Best Practices in Real Estate Appraisals Appraisals Letters to Credit Unions 2010 Active
10-CU-22 NCUA’s Merger Partner Registry Mergers Letters to Credit Unions 2010 Active

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