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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 61 - 120 of 837 Results
Docket # Title Subject Type Year Status
01-CU-10 Authentication in an Electronic Banking Environment Cybersecurity Letters to Credit Unions 2001 Active
01-CU-11 Electronic Data Security Overview Cybersecurity Letters to Credit Unions 2001 Active
01-CU-12 e-Commerce Insurance Considerations Cybersecurity Letters to Credit Unions 2001 Active
01-CU-13 Financial Trends for the First Half of 2001 State of the Industry Letters to Credit Unions 2001 Active
01-CU-14 Community Development Revolving Loan Fund Technical Assistance Program NCUA Operations/Activities Letters to Credit Unions 2001 Active
00-CU-02 Identity Theft Prevention Consumer Protection Letters to Credit Unions 2000 Active
00-CU-03 1999 Credit Union Financial Trends Report State of the Industry Letters to Credit Unions 2000 Active
00-CU-04 Suspicious Activity Reporting BSA/AML Letters to Credit Unions 2000 Active
00-CU-05 Investments in Brokered Certificates of Deposits Investments Letters to Credit Unions 2000 Active
00-CU-06 Financial Trends January 1, 2000 June 30, 2000 State of the Industry Letters to Credit Unions 2000 Active
19-09 CFPB Issues Technical Specifications and Resources for Prepaid Product Agreements Consumer Protection Consumer Financial Protection Updates 2019 Active
19-08 CFPB Releases Small Entity Compliance Guide Summarizing the Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule Consumer Lending Consumer Financial Protection Updates 2019 Active
19-07 CFPB Publishes 2019 Lists of Rural and Underserved Counties and Updates Website Tool Mortgage Lending Consumer Financial Protection Updates 2019 Active
19-06 CFPB Releases FAQs for Complying with TRID Rule Change Mortgage Lending Consumer Financial Protection Updates 2019 Active
19-10 FFIEC Issues 2019 Home Mortgage Disclosure Act (HMDA) Getting it Right Guide HMDA Consumer Financial Protection Updates 2019 Active
SL No. 06-01 Evaluating Earnings Examination Program Supervisory Letters 2006 Active
SL No. 07-01 Evaluating Third Party Relationships Third Parties Supervisory Letters 2007 Active
N/A Evaluating Loan Participation Programs Participations Supervisory Letters 2008 Active
SL No. 09-01 Supervision Considerations for Natural Person Credit Unions and the Announced Corporate Stabilization Efforts Corporate Resolution Program Supervisory Letters 2009 Active
N/A Evaluating Residential Real Estate Mortgage Loan Modification Programs Mortgage Lending Supervisory Letters 2009 Active
SL No. 09-03 Reviewing Adequacy of Earnings Examination Program Supervisory Letters 2009 Active
N/A Supervising Low Income Credit Unions and Community Development Credit Unions Examination Program Supervisory Letters 2010 Active
N/A Current Risks in Business Lending and Sound Risk Management Practices Member Business Lending Supervisory Letters 2010 Active
N/A Concentration Risk Concentration Risk Supervisory Letters 2010 Active
N/A Evaluating Credit Union Requests for Waivers of Provisions in NCUA Rules and Regulations Part 723, Member Business Loans (MBLs) Member Business Lending Supervisory Letters 2013 Active
19-02 Consumer Financial Protection Bureau Announces Asset-size Threshold Adjustments Under HMDA and TILA Consumer Protection Consumer Financial Protection Updates 2019 Active
19-04 Submission of 2018 Home Mortgage Disclosure Act Data HMDA Consumer Financial Protection Updates 2019 Active
19-03 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2019 HMDA Consumer Financial Protection Updates 2019 Active
04-FCU-02 Year-end 2003 Credit Union Development Program Activity Report NCUA Operations/Activities Letters to Federal Credit Unions 2004 Active
03-FCU-01 Operating Fee Schedule for FY 2003 Operating Fee Letters to Federal Credit Unions 2003 Active
03-FCU-02 Community Development Financial Institutions Financial and Technical Assistance NCUA Operations/Activities Letters to Federal Credit Unions 2003 Active
03-FCU-03 Community Development Revolving Loan Funds Student Intern Program NCUA Operations/Activities Letters to Federal Credit Unions 2003 Active
03-FCU-04 Credit Union Development Initiatives NCUA Operations/Activities Letters to Federal Credit Unions 2003 Active
03-FCU-05 Enhanced Field of Membership Internet Application Chartering/Field of Membership Letters to Federal Credit Unions 2003 Active
03-FCU-06 Debt Cancellation and Suspension Programs Examination Program Letters to Federal Credit Unions 2003 Active
03-FCU-07 Guidance on Selected Provisions of the Sarbanes-Oxley Act of 2002 for Federal Credit Unions Auditing Letters to Federal Credit Unions 2003 Active
07-FCU-02 Reincorporating Federal Credit Union Bylaws into NCUA Rules and Regulations Bylaws Letters to Federal Credit Unions 2007 Active
06-FCU-01 Operating Fee Schedule for FY 2006 Operating Fee Letters to Federal Credit Unions 2006 Active
06-FCU-02 Measuring Service to Members Examination Program Letters to Federal Credit Unions 2006 Active
06-FCU-03 Permissible Interest Rate Ceiling Consumer Lending Letters to Federal Credit Unions 2006 Active
06-FCU-04 Evaluation of Earnings Examination Program Letters to Federal Credit Unions 2006 Active
05-FCU-01 Operating Fee Schedule for FY 2005 Operating Fee Letters to Federal Credit Unions 2005 Active
05-FCU-02 Tax Consequences of Payment of Travel Expenses for FCU Volunteer Officials and Their Guests Tax Exemption Letters to Federal Credit Unions 2005 Active
04-FCU-01 Operating Fee Schedule for FY 2004 Operating Fee Letters to Federal Credit Unions 2004 Active
14-RA-06 Home Mortgage Disclosure Act (HMDA) Data Collection Asset Threshold for Calendar Year 2014 HMDA Regulatory Alerts 2014 Active
07-FCU-01 Operating Fee Schedule for FY 2007 Operating Fee Letters to Federal Credit Unions 2007 Active
05-CU-04 State of the Credit Union Industry as of December 31, 2004 State of the Industry Letters to Credit Unions 2005 Active
05-CU-05 Community Development Revolving Loan Fund Technical Assistance Grant Program NCUA Operations/Activities Letters to Credit Unions 2005 Active
05-CU-06 Frequently Asked Questions on Independent Appraisal and Evaluation Functions Appraisals Letters to Credit Unions 2005 Active
05-CU-07 Managing Risks Associated with Home Equity Lending Mortgage Lending Letters to Credit Unions 2005 Active
05-CU-08 Credit Union Financial Trends for the First Quarter of 2005 State of the Industry Letters to Credit Unions 2005 Active
05-CU-09 Bank Secrecy Act Compliance BSA/AML Letters to Credit Unions 2005 Active
05-CU-10 5300 Call Report Process Improvements Call Report Letters to Credit Unions 2005 Active
03-CU-15 Real Estate Concentrations and Interest Rate Risk Management for Credit Unions with Large Positions in Fixed-Rate Mortgage Portfolios Interest Rate Risk Letters to Credit Unions 2003 Active
03-CU-16 Bank Secrecy Act Compliance BSA/AML Letters to Credit Unions 2003 Active
03-CU-17 Independent Appraisal and Evaluation Functions for Appraisals Letters to Credit Unions 2003 Active
03-CU-18 Credit Union Financial Trends for the Third Quarter of 2003 State of the Industry Letters to Credit Unions 2003 Active
02-CU-01 Financial Trends in Federally Insured Credit Unions State of the Industry Letters to Credit Unions 2002 Active
05-CU-11 Credit Union Financial Trends for the First Half of 2005 State of the Industry Letters to Credit Unions 2005 Active
05-CU-12 Frequently Asked Questions on Residential Tract Development Lending Mortgage Lending Letters to Credit Unions 2005 Active

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