Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 721 - 780 of 840 Results
Docket # Title Subject Type Year Status
SL No. 14-05 Capital Planning Under NCUA Rules & Regulations §702 Subpart E for Credit Unions with Assets of $10 Billion or More Capital Planning Supervisory Letters 2014 Active
SL No. 13-03 Investing in Securities without Reliance on Nationally Recognized Statistical Rating Organizations (NRSRO) Ratings Risk Management Supervisory Letters 2013 Active
N/A Supervising Low Income Credit Unions and Community Development Credit Unions Examination Program Supervisory Letters 2010 Active
N/A Evaluating Loan Participation Programs Participations Supervisory Letters 2008 Active
13-01 Interagency Supervisory Guidance Addressing Certain Issues Related To Troubled Debt Restructurings Accounting Accounting Bulletins 2013 Active
09-RA-09 Interagency Fair Lending Examination Procedures Examination Program Regulatory Alerts 2009 Active
09-RA-13 Home Ownership and Equity Protection Act Mortgage Lending Regulatory Alerts 2009 Active
10-RA-10 Potential Risks of Property Assessed Clean Energy Loans Mortgage Lending Regulatory Alerts 2010 Active
10-RA-11 Consolidation of Federal Reserve Board Check Centers: Impact on Deposit Holds and Funds Availability Payments Regulatory Alerts 2010 Active
11-RA-01 Submission of 2010 Home Mortgage Disclosure Act(HMDA) Data HMDA Regulatory Alerts 2011 Active
12-RA-01 Submission of 2011 Home Mortgage Disclosure Act (HMDA) Data HMDA Regulatory Alerts 2012 Active
12-RA-02 Home Mortgage Disclosure Act (HMDA) Data Collection Requirements for Calendar Year 2012 HMDA Regulatory Alerts 2012 Active
13-RA-03 Guidance on Biggert-Waters Flood Insurance Reform Act of 2012 Flood Insurance Regulatory Alerts 2013 Active
14-RA-11 Alternative Method to Deliver Required Annual Privacy Notice Consumer Protection Regulatory Alerts 2014 Active
15-RA-01 Submission of 2014 Home Mortgage Disclosure Act (HMDA) Data HMDA Regulatory Alerts 2015 Active
02-RA-11 OFAC Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
01-RA-05 Regulation U Consumer Protection Regulatory Alerts 2001 Active
99-RA-01 Bank Secrecy Act Compliance Form for Designation of Exempt Person BSA/AML Regulatory Alerts 1999 Active
98-RA-05 Revised Currency Transaction Report IRS Form 4789 BSA/AML Regulatory Alerts 1998 Active
98-RA-01 Revisions to Regulation Z Truth in Lending Act Mortgage Lending Regulatory Alerts 1998 Active
96-RA-07 FinCEN Advisory BSA/AML Regulatory Alerts 1996 Active
04-RA-10 Office of Foreign Assets Control Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2004 Active
04-RA-04 USA PATRIOT Act Section 326 FAQs for Customer Identification Program BSA/AML Regulatory Alerts 2004 Active
05-RA-03 Fair and Accurate Credit Transactions Act of 2003 Consumer Protection Regulatory Alerts 2005 Active
09-RA-10 Amendments to Regulation Z, Truth in Lending Consumer Lending Regulatory Alerts 2009 Active
13-RA-01 Regulatory Alert: Home Mortgage Disclosure Act (HMDA) Data Collection Requirements for Calendar Year 2013 HMDA Regulatory Alerts 2013 Active
16-RA-01 Home Mortgage Disclosure Act (HMDA) Data Collection Requirements for Calendar Year 2016 HMDA Regulatory Alerts 2016 Active
02-RA-08 Suspicious Activity Report SAR BSA/AML Regulatory Alerts 2002 Active
03-RA-02 Home Mortgage Disclosure Act HMDA Regulatory Alerts 2003 Active
04-RA-14 Office of Foreign Assets Control Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2004 Active
04-RA-08 The Federal Trade Commission and Federal Communication Commissions Do Not Call Rules Consumer Protection Regulatory Alerts 2004 Active
22-RISK-01 Heightened Risk of Social Engineering and Phishing Attacks Cybersecurity Risk Alerts 2022 Active
23-FCU-01 Federal Credit Union Operating Fee Schedule for 2023 Operating Fee Letters to Federal Credit Unions 2023 Active
23-CU-02 Expansion of Permissible CUSO Activities and Associated Risks CUSOs Letters to Credit Unions 2023 Active
23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold HMDA Regulatory Alerts 2023 Active
23-FCU-02 Permissible Loan Interest Rate Ceiling Extended Consumer Lending Letters to Federal Credit Unions 2023 Active
06-CU-10 NCUAs Information System and Technology IST Program Cybersecurity Letters to Credit Unions 2006 Active
18-CU-05 Voluntary Credit Union Diversity Self-Assessment Credit Union Diversity Letters to Credit Unions 2018 Active
19-CU-03 Voluntary Credit Union Diversity Self-Assessment NCUA Operations/Activities Letters to Credit Unions 2019 Active
20-CU-13 Working with Borrowers Affected by the COVID-19 Pandemic Consumer Lending Letters to Credit Unions 2020 Active
21-CU-09 Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs Consumer Protection Letters to Credit Unions 2021 Active
21-CU-13 Subordinated Debt Final Rule Effective January 1, 2022 Capital Planning Letters to Credit Unions 2021 Active
23-CU-01 NCUA’s 2023 Supervisory Priorities Examination Program Letters to Credit Unions 2023 Active
12-CU-01 Supervisory Focus for 2012 Examination Program Letters to Credit Unions 2012 Active
88-CU-100 Amended IRS Form 990 - Return of Organization Exempt from Income Tax Tax Exemption Letters to Credit Unions 1988 Active
91-CU-122 NCUA Reviews of EDP Vendors Cybersecurity Letters to Credit Unions 1991 Active
96-CU-05 Federal Financial Institutions Examination Council's (FFIEC) Statement on the Risks to Financial Institutions Involving Computer Systems in the New Millennium Y2K Letters to Credit Unions 1996 Active
98-CU-05 NEW FEDERALLY-INSURED CREDIT UNION ACCOUNTS Consumer Protection Letters to Credit Unions 1998 Active
01-CU-04 Integrating Financial Services and Emerging Technology Cybersecurity Letters to Credit Unions 2001 Active
03-CU-05 Expanded AIRES Loan and Share Record Layout Examination Program Letters to Credit Unions 2003 Active
09-CU-12 Interagency Examination Procedures on Credit Extended to the Military and their Dependents Military Lending/Service Members Letters to Credit Unions 2009 Active
09-CU-15 Credit Union Financial Trends for the First Quarter of 2009 State of the Industry Letters to Credit Unions 2009 Active
08-CU-16 Credit Union Financial Trends for the First Quarter of 2008 State of the Industry Letters to Credit Unions 2008 Active
08-CU-13 Environmental Liability Risk Management Guidance Risk Management Letters to Credit Unions 2008 Active
08-CU-08 NCUAs Electronic Payment Systems EPS Questionnaires Payments Letters to Credit Unions 2008 Active
05-CU-20 Phishing Guidance for Credit Unions And Their Members Consumer Protection Letters to Credit Unions 2005 Active
09-FCU-03 Membership Data Collection Examination Program Letters to Federal Credit Unions 2009 Active
22-FCU-01 Operating Fee Schedule Adjusted for 2022 Operating Fee Letters to Federal Credit Unions 2022 Active
10-CU-04 Grants Available from NCUA NCUA Operations/Activities Letters to Credit Unions 2010 Active
10-CU-13 Compliance Deadline for SAFE Act Mortgage Lending Letters to Credit Unions 2010 Active

The NCUA is committed to providing an excellent user experience to all individuals, including persons with disabilities. If you require an accommodation to access information on or to use this website, contact Section508@NCUA.gov to request one. Please visit the NCUA's Accessibility Statement for additional information.