Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 781 - 840 of 840 Results
Docket # Title Subject Type Year Status
10-CU-03 Concentration Risk Concentration Risk Letters to Credit Unions 2010 Active
11-CU-13 Emergency Financial Services for Disaster Victims Business Continuity Letters to Credit Unions 2011 Active
12-CU-10 Changes to Central Liquidity Facility Access and Central Liquidity Facility Letters to Credit Unions 2012 Active
14-CU-08 Home Equity Lines of Credit Nearing Their End-of-Draw Period Mortgage Lending Letters to Credit Unions 2014 Active
16-CU-02 Online CUSO Registry to Open for Registrations in February CUSOs Letters to Credit Unions 2016 Active
16-CU-06 Preparing for Same-Day Automated Clearing House (ACH) Payments Payments Letters to Credit Unions 2016 Active
16-CU-08 Revised Interest Rate Risk Supervision Interest Rate Risk Letters to Credit Unions 2016 Active
17-CU-09 Supervisory Priorities for 2018 Examination Program Letters to Credit Unions 2017 Active
89-CU-109 Information Processing Issues Cybersecurity Letters to Credit Unions 1989 Active
92-CU-139 Collateralized Mortgage Obligations (CMOs) Investments Letters to Credit Unions 1992 Active
97-CU-12 Credit Union Year 2000 Self-Analysis Guide Y2K Letters to Credit Unions 1997 Active
98-CU-20 Year 2000 Testing Work program Y2K Letters to Credit Unions 1998 Active
98-CU-16 The Credit Union Membership Access Act of 1998 Legislation Letters to Credit Unions 1998 Active
98-CU-07 NCUA YEAR 2000 COMPLIANCE Y2K Letters to Credit Unions 1998 Active
99-CU-17 Guidance for Credit Unions that Use More than One Name Operations Letters to Credit Unions 1999 Active
01-CU-10 Authentication in an Electronic Banking Environment Cybersecurity Letters to Credit Unions 2001 Active
01-CU-06 NCUA Alerts Credit Unions to Changes in UCC Affecting Collateral and Loan Transactions Mortgage Lending Letters to Credit Unions 2001 Active
06-CU-12 Disaster Preparedness Response Examination Procedures Business Continuity Letters to Credit Unions 2006 Active
07-CU-10 Credit Union Financial Trends for the First Half of 2007 State of the Industry Letters to Credit Unions 2007 Active
21-CU-01 Summary of the Consolidated Appropriations Act, 2021 Legislation Letters to Credit Unions 2021 Active
21-CU-04 Renewal of Prompt Corrective Action Relief Capital Planning Letters to Credit Unions 2021 Active
22-CU-03 Special Purpose Credit Programs Consumer Lending Letters to Credit Unions 2022 Active
19-02 Consumer Financial Protection Bureau Announces Asset-size Threshold Adjustments Under HMDA and TILA Consumer Protection Consumer Financial Protection Updates 2019 Active
22-CU-05 CAMELS Rating System Examination Program Letters to Credit Unions 2022 Active
22-CU-08 Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence Risk Management Letters to Credit Unions 2022 Active
11-FCU-03 Community Charter Conversions and Expansions Chartering/Field of Membership Letters to Federal Credit Unions 2011 Active
01-FCU-01 Operating Fee Schedule for FY 2001 Operating Fee Letters to Federal Credit Unions 2001 Active
02-FCU-02 Partnership Opportunities with IRS Partnerships Letters to Federal Credit Unions 2002 Active
20-FCU-04 Federal Credit Union Meeting Flexibility During the COVID-19 Pandemic Bylaws Letters to Federal Credit Unions 2020 Active
08-CU-24 Identity Theft Red Flags Procedures Consumer Protection Letters to Credit Unions 2008 Active
13-RA-06 CFPB's Amended Remittance Transfer Rule Compliance Deadline: October 28, 2013 Payments Regulatory Alerts 2013 Active
07-CU-09 Subprime Mortgage Lending Mortgage Lending Letters to Credit Unions 2007 Active
20-CU-15 Principles for Making Responsible Small-Dollar Loans Consumer Lending Letters to Credit Unions 2020 Active
02-FCU-13 Credit Union Development Initiatives Partnerships Letters to Federal Credit Unions 2002 Active
02-FCU-12 Partnership Opportunities with the Corporation for National and Community Service Partnerships Letters to Federal Credit Unions 2002 Active
02-FCU-11 Tips to Safely Conduct Financial Transactions Over the Internet An NCUA Brochure for Credit Union Members Chartering/Field of Membership Letters to Federal Credit Unions 2002 Active
02-FCU-07 Neighborhood Reinvestment Corporation Partnerships Letters to Federal Credit Unions 2002 Active
06-FCU-04 Evaluation of Earnings Examination Program Letters to Federal Credit Unions 2006 Active
95-CU-182 Accounting for Certain Investments in Debt and Equity Securities Accounting Letters to Credit Unions 1995 Active
95-CU-163 Sanctions Against Select Foreign Countries BSA/AML Letters to Credit Unions 1995 Active
98-CU-17 Credit Union Financial Trends for the First Half of 1998 State of the Industry Letters to Credit Unions 1998 Active
98-CU-03 Year 2000 Business Risk Y2K Letters to Credit Unions 1998 Active
99-CU-18 The NCUA Central Liquidity Facility Expedited Y2K Procedures Y2K Letters to Credit Unions 1999 Active
00-CU-01 Consumer Credit Reporting Practices Consumer Protection Letters to Credit Unions 2000 Active
01-CU-02 Privacy of Consumer Financial Information Privacy Letters to Credit Unions 2001 Active
05-CU-12 Frequently Asked Questions on Residential Tract Development Lending Mortgage Lending Letters to Credit Unions 2005 Active
06-CU-19 Call Report Modifications Call Report Letters to Credit Unions 2006 Active
06-CU-01 Interagency Supervisory Guidance For Institutions Affected By Hurricane Katrina Business Continuity Letters to Credit Unions 2006 Active
08-CU-06 Call Report Modifications Call Report Letters to Credit Unions 2008 Active
09-CU-11 Extended Time Frame for Temporary Increase to Standard Maximum Share Insurance Amount Share Insurance Letters to Credit Unions 2009 Active
11-CU-01 Residential Mortgage Foreclosure Concerns Mortgage Lending Letters to Credit Unions 2011 Active
11-CU-03 State of the Credit Union Industry State of the Industry Letters to Credit Unions 2011 Active
11-CU-07 State of the Credit Union Industry State of the Industry Letters to Credit Unions 2011 Active
12-CU-14 Scheduled Expiration of the Temporary Corporate Credit Union Share Guarantee and Unlimited Insurance on Noninterest-Bearing Transaction Accounts Corporate Resolution Program Letters to Credit Unions 2012 Active
12-CU-05 Interest Rate Risk Policy and Program Requirements Interest Rate Risk Letters to Credit Unions 2012 Active
13-CU-12 Guidance on How to Comply with NCUA Regulation 74112 Liquidity and Contingency Funding Plans Risk Management Letters to Credit Unions 2013 Active
18-CU-02 Examination Guidance for Bank Secrecy Act Customer Due Diligence and Beneficial Ownership Compliance BSA/AML Letters to Credit Unions 2018 Active
18-CU-03 Merger Rule Provisions Including the Member-to-Member (MTM) Communications Process Mergers Letters to Credit Unions 2018 Active
82-CU-66 Repurchase Agreements Operations Letters to Credit Unions 1982 Active
23-RA-02 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2023 HMDA Regulatory Alerts 2023 Active
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