An official website of the United States government

News Español Contact Us

About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

Other Reports

2024 System Review Report (OIG Peer Review), Mar 25, 2025

Top Management and Performance Challenges 2025

2021 System Review Report (OIG Peer Review), Mar 21, 2022

Report of Investigation No. 20-01 Michael McKenna and Lara Daly-Sims, Feb. 10, 2020

Top Management and Performance Challenges Facing Financial-Sector Regulatory Organizations, June 2019

2017 Investigative Activity Log

2016 Investigative Activity Log

FY 2018 System Review Report (OIG Peer Review), Jan. 24, 2019

Report of Investigation No. 17-CO-06 Sarah Vega, June 4, 2018

Report of Investigation No. 18-01 J. Mark McWatters, May 14, 2018

OIG Evaluation – Setting the Normal Operating Level to 1.39 Percent, Feb. 15, 2018

Report of Investigation No. 17-CI-R1-04 Unprofessional Conduct, May 24, 2017

Report of Investigation No. 17-CI-R1-03 Unprofessional Conduct, May 17, 2017

Report of Investigation No. 17-CI-R5-02 Official Misconduct, March 20, 2017

Report on the Requirements under the "Cybersecurity Act of 2015," Pub. L. No. 114-113, Aug. 10, 2016

2015 System Review Report (OIG Peer Review), March 30, 2016

Management Advisory Review - Notification Actions - Palm Springs Federal Credit Union, March 2, 2015

2012 System Review Report (OIG Peer Review) Feb. 4, 2013

2009 System Review Report (OIG Peer Review) May 7, 2010

The NCUA is committed to providing an excellent user experience to all individuals, including persons with disabilities. If you require an accommodation to access information on or to use this website, contact us to request one. Please visit the NCUA's Accessibility Statement for additional information.

Last modified on

03/31/25