The following table provides links to CURRENTLY EFFECTIVE Interpretive Rulings & Policy Statements (IRPS) issued by NCUA. The IRPS listed in the table contain guidance and information from NCUA to credit unions. Credit unions should be familiar with IRPS as the information contained in each IRPS can impact the operations of a credit union.
Generally, NCUA withdraws an IRPS once it becomes unnecessary, outdated, or is replaced by a regulation published in the Code of Federal Regulations or a new IRPS.
| Number | Subject | Regulation | Date |
|---|---|---|---|
Number This is an external link to a website belonging to another federal agency, private organization, or commercial entity. IRPS 19-1 (Opens new window) |
Subject Exceptions to Employment Restrictions Under Section 205(d) of the Federal Credit Union Act ("Second Chance IRPS") |
Regulation 12 CFR Chapter VII |
Date 11/21/2019 |
Number IRPS 15-1 (Opens new window) |
Subject Regulatory Flexibility Act Threshold |
Regulation 12 CFR Part 791 |
Date 11/23/2015 |
Number This is an external link to a website belonging to another federal agency, private organization, or commercial entity. IRPS 13-1 (Opens new window) |
Subject Minority Depository Institution Preservation Program |
Regulation 80 FR 36356 |
Date 3/27/2024 |
Number This is an external link to a website belonging to another federal agency, private organization, or commercial entity. IRPS 11-2 (Opens new window) |
Subject Chartering Corporate Credit Unions |
Regulation 12 CFR Part 704 |
Date 2/24/2011 |
Number IRPS 11-1 (Opens new window) |
Subject Supervisory Review Committee ( This is an external link to a website belonging to another federal agency, private organization, or commercial entity. 76 Fed. Reg. 23871 (Opens new window) ), as amended by IRPS 12-1 ( This is an external link to a website belonging to another federal agency, private organization, or commercial entity. 77 Fed. Reg. 32004 (Opens new window) ) |
Regulation 12 CFR Chapter VII |
Date 1/20/2011 |
Number IRPS 10-1 (Opens new window) |
Subject Rule Change for IRPS 08-2 |
Regulation 12 CFR Part 701 |
Date 6/25/2010 |
Number IRPS 08-2 (Opens new window) |
Subject Service to Underserved Areas |
Regulation 12 CFR Part 701 |
Date 12/2/2008 |
Number IRPS 06-1 (Opens new window) |
Subject Organization and Operations of Federal Credit Unions |
Regulation 12 CFR Part 701 |
Date 6/22/2006 |
Number IRPS 03-3 (Opens new window) |
Subject Qualified Financial Contracts |
Regulation 12 CFR Part 70968. Fed. Reg. 61735 |
Date 10/30/2003 |
Number IRPS 02-3 (Opens new window) |
Subject Allowance for Loan and Lease Losses Methodologies and Documentation for Federally Insured Credit Unions |
Regulation 67. Fed. Reg.37445 |
Date 5/29/2002 |
Number IRPS 01-2 (Opens new window) |
Subject Central Liquidity Facility Advance Policy |
Regulation 12 CFR Part 725 |
Date 4/26/2001 |
Number IRPS 98-2 (Opens new window) |
Subject Supervisory Policy Statement on Investment Securities and End-User Derivatives Activities |
Regulation 12 CFR Chapter VII63. Fed. Reg. 24097 |
Date 5/1/1998 |
Number IRPS 87-2 (Opens new window) |
Subject Developing and Reviewing Government Regulations (52 Fed. Reg. 35213),as amended by IRPS 03-2 (68 Fed. Reg. 31949) and 15-1 (80 Fed. Reg. 57512) |
Regulation 52 Fed. Reg. 3521368 Fed. Reg. 31949 80 Fed. Reg. 57512 |
Date 9/18/19875/29/2003 9/24/2015 |
Number IRPS 87-1 (Opens new window) |
Subject Guidelines for Compliance with Federal Bank Bribery Law |
Regulation 52 Fed. Reg. 38821 |
Date 10/19/1987 |
Number IRPS 86-1 (Opens new window) |
Subject General Policy on Sharing Confidential Supervisory Information with State |
Regulation 12 CFR Chapter VII51 Fed. Reg. 16292 |
Date 5/2/1986 |
Number IRPS 85-2 (Opens new window) |
Subject Repurchase Agreements of Depository Institutions with Securities, Dealers and Others |
Regulation 50 Fed. Reg. 48372 |
Date 11/25/1985 |
Number IRPS 83-1 (Opens new window) |
Subject Truth in Lending; Enforcement Guidelines and Restitution Review Procedures |
Regulation 12 CFR Chapter VII48 Fed. Reg. 7159 |
Date 2/18/1983 |
Number IRPS 82-4 (Opens new window) |
Subject State Unclaimed Property Laws |
Regulation 12 CFR Chapter VII47 Fed. Reg. 53325 |
Date 11/26/1982 |
Number IRPS 81-7 (Opens new window) |
Subject Sale-and-Leaseback Arrangements |
Regulation 12 CFS Chapter VII46 Fed. Reg. 46303 |
Date 9/18/1981 |
Number IRPS 81-3 (Opens new window) |
Subject State Chartered Federally Insured Credit Unions as "Most Favored Lenders" |
Regulation 12 CFR Part 74146 Fed. Reg. 24153 |
Date 4/30/1981 |
Number IRPS 80-8 (Opens new window) |
Subject Return of Capital Upon Withdrawal from Membership in CLF |
Regulation 12 CFR 72545 Fed. Reg. 47119 |
Date 7/14/1980 |
Number IRPS 80-2 (Opens new window) |
Subject National Environmental Policy Act |
Regulation 12 CFR Chapter VIII45 Fed. Reg. 12211 |
Date 2/25/1980 |
Number IRPS 80-1 (Opens new window) |
Subject Disclosure of Statutory Enforcement Actions |
Regulation 45 Fed. Reg. 6648 |
Date 1/29/1980 |