Credit Union Resources and Expansion

The mission of the Office of Credit Union Resources and Expansion is to support credit union growth and development. We provide support to low-income, minority, and any credit union seeking assistance with chartering, charter conversions, bylaw amendments, field-of-membership expansion requests and low-income designations. We also provide access to online training and resources, as well as grants and loans through the Community Development Revolving Loan Fund.

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Credit unions can access information on the CDFI-certification and our minority credit union preservation program. Members can also comment on the proposed merger of two credit unions.

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Grants and Loans

The Community Development Revolving Loan Fund grant and loan program provides funds to low-income credit unions so they may develop and provide new products and services to their members.

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Our webinars and online Learning Management Service offer a wealth of educational materials for credit unions of all asset sizes at no cost.

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Field-of-Membership Expansion

Credit unions looking to expand their field of membership can access a wealth of resources, including forms, our Chartering Manual, and information on the low-income designation.

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Starting a New Federal Credit Union

Credit unions need a charter from either the NCUA or a state credit union regulator to operate. Here, we provide information on how to start a federal credit union.

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Credit unions who are interested in voluntarily planning to merge with other federally insured credit unions can access helpful resources and information, including forms and frequently asked questions.

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The NCUA is committed to providing an excellent user experience to all individuals, including persons with disabilities. If you require an accommodation to access information on or to use this website, contact to request one. Please visit the NCUA's Accessibility Statement for additional information.

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