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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

Corporate Examiner Guide

The Corporate Examiner’s Guide (CEG) provides guidance to the National Credit Union Administration (NCUA) examiners for performing examinations and supervision of corporate credit unions. The primary goal is to ensure the overall safety and soundness of the corporate credit union system. While the CEG is intended to provide guidance to examiners, it also offers information that corporate credit unions may find useful in understanding the examination and supervision process.

Both state and federal examination staff examine corporate credit unions, depending upon whether the inpidual corporate is state or federally chartered. Federal examiners normally consist of staff from the NCUA’s Office of National Examinations and Supervision (ONES). ONES uses a risk-focused examination and supervision process, which emphasizes ensuring corporate credit union management, identifies, measures, monitors, reports and controls current and projected risk from their operations.

Although the guidance provided in this CEG is dependable, it may not necessarily be the best or final approach in every situation. The risk-focused examination approach requires examiners to exercise their professional judgment to assess the risk inherent in a given corporate credit union operation and determine the scope of the examination taking into consideration the many variables presented by the inpidual corporate credit union. When examiners determine a safety and soundness concern and/or a regulatory violation exists, they communicate with corporate credit union officials and staff to develop action steps to eliminate the concern(s).

Change 7 NCUA's Corporate Examiner's Guide ( 4.79 MB in PDF )
Corporate Examiner's Guide ( 3.49 MB Zip File )

If you have questions that are not addressed in this CEG, you may contact the ONES at 703.518.6640.

Last modified on

04/13/21