On December 31, 2018, the Consumer Financial Protection Bureau announced the annual adjustment to the maximum amount consumer reporting agencies may charge consumers for making a file disclosure to a consumer under the Fair Credit Reporting Act. The adjustment raises the maximum to $12.50 for 2019, a $0.50 increase.
You can find additional information on the Fair Credit Reporting Act on the NCUA’s Consumer Compliance Regulatory Resources page. If you have questions about this information, please contact the NCUA’s Office of Consumer Financial Protection at (703) 518-1140 or by email at ComplianceMail@ncua.gov. You can also contact your NCUA regional office or your state supervisory authority.