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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.

Appendix A: Examples of Substantial Incidents that Likely Would Qualify as Reportable Cyber Incidents

Ransomware attacks impacting critical systems or data.
Unauthorized access to an information system containing a substantial amount of sensitive member information.
Data breach exposing a substantial amount of employee personal identifiable information.
Distributed denial of service attack causing significant downtime.
Phishing attack resulting in successful installation of malware.
Theft or loss of unencrypted device containing sensitive information.
Compromise of online banking platform or mobile application.
Social engineering attack leading to fraudulent wire transfers.
Unauthorized alteration or destruction of financial data.
A computer hacking incident that disrupts a federally insured credit union’s operations.
Third-party notification to a federally insured credit union that the third party has experienced a breach of a credit union’s sensitive member information.
A detected, unauthorized intrusion into a network information system.
Discovery or identification of zero-day malware in a network or information system.
Internal breach or data theft by an insider.
Sensitive data exfiltrated outside of the federally insured credit union’s or a contracted third party in an unauthorized manner, such as through a flash drive or online storage account.
Member information compromised because of card skimming at a credit union’s ATM.
Misconfiguration of information system(s), such as application programming interfaces, databases, storage accounts, exposing a substantial amount of sensitive member information.

Last modified on

08/14/23