Credit Union Merger Resources

This page provides merger resources to assist federally insured credit unions in planning a merger with another federally insured credit union, including:

• Frequently asked questions
• Part 708b of NCUA’s regulations, which covers mergers of insured credit unions
• Agency guidance on member-to-member communications during the merger process
• Federal Register notice for the agency’s 2018 final rule
• Required “fillable” merger forms
• Tools to help credit unions determine compatibility of their fields of membership and whether compensation disclosure is required

Merger Regulations and Guidance

Part 708b of the NCUA’s Rules and Regulations

Letter to Credit Unions 18-CU-03 – Merger Rule Provisions Including the Member-to-Member (MTM) Communications Process

Final Rule on Bylaws; Voluntary Mergers of Federally Insured Credit Unions

Merger Forms

Download all credit union merger resources and forms listed below as a zipped package or select individually.

Merger Package Checklist

NCUA 6302 – Merger Resolution Continuing Credit Union

NCUA 6303 – Merger Resolution Merging Credit Union

NCUA 6304 – Merger Agreement

NCUA 6305A – Notice of Special Meeting of the Members on Proposal to Merge

NCUA 6306A – Ballot for Merger Proposal

NCUA 6308A – Certification of Vote on the Merger Proposal

NCUA 6309 – Certification of Completion of Merger

NCUA 6311 – Probable Asset/Share Ratio Computation Form (Continuing and Merging Credit Unions)

Certification of No Non-Disclosed Merger-Related Financial Arrangements

Credit Union Merger Resources

Field of Membership Compatibility Matrix – This matrix applies if the continuing credit union is federally chartered. Use the matrix to determine whether the fields of membership for the merging and continuing credit unions are compatible, based on their respective charters.

Merger-Related Financial Arrangement Comparison  – This tool helps merging credit unions determine if the merging credit union must disclose any merger-related compensation.

Questions on Mergers

Contact the appropriate NCUA regional office with questions via email or telephone.