Credit Union Merger Resources

This page provides resources to assist federally insured credit unions voluntarily planning to merge with other federally insured credit unions, including:

• Frequently asked questions;
• Part 708b of the NCUA’s Rules and Regulations, which covers mergers of insured credit unions;
• Agency guidance on member-to-member communications during the merger process;
• Federal Register notice for the agency’s 2018 final rule;
• Required “fillable” merger forms; and
• Tools to help credit unions determine compatibility of their fields of membership and whether compensation disclosure is required;

Merger Regulations and Guidance

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Part 708b of the NCUA’s Rules and Regulations (Opens new window)

Letter to Credit Unions 18-CU-03 – Merger Rule Provisions Including the Member-to-Member (MTM) Communications Process

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Final Rule on Bylaws; Voluntary Mergers of Federally Insured Credit Unions (Opens new window)

Merger Forms

You may download all the merger forms listed below as a zipped package (Opens new window) or select individually.

Merger Package Checklist (Opens new window)

NCUA 6302 – Merger Resolution Continuing Credit Union (Opens new window)

NCUA 6303 – Merger Resolution Merging Credit Union (Opens new window)

NCUA 6304 – Merger Agreement (Opens new window)

NCUA 6305A – Notice of Special Meeting of the Members on Proposal to Merge (Opens new window)

NCUA 6306A – Ballot for Merger Proposal (Opens new window)

NCUA 6308A – Certification of Vote on the Merger Proposal (Opens new window)

NCUA 6309 – Certification of Completion of Merger (Opens new window)

NCUA 6311 – Probable Asset/Share Ratio Computation Form (Continuing and Merging Credit Unions) (Opens new window)

Certification of No Non-Disclosed Merger-Related Financial Arrangements (Opens new window)

Additional Tools

Field of Membership Compatibility Matrix (Opens new window) – This matrix is applicable if the continuing credit union is federally chartered and helps determine whether the fields of membership for the merging and continuing credit unions are compatible, based on their respective charters.

Merger-Related Financial Arrangement Comparison (Opens new window) – Helps determine if the merging credit union is required to disclose any merger-related compensation.

Additional Questions on Mergers

Please contact your NCUA Regional Office with any questions, using the applicable email address or telephone contact information below.

Email	Telephone
Email EasternDOSMail@ncua.gov	Telephone 703.519.4600
Email SouthernDOSMail@ncua.gov	Telephone 512.342.5600
Email WesternDOSMail@ncua.gov	Telephone 602.302.6000
Email Onesmail@ncua.gov	Telephone 703.518.6640