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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

Matthew J. Biliouris

Matthew J. Biliouris

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Director, Office of Consumer Financial Protection, and Acting President, Central Liquidity Facility

The Office of Consumer Financial Protection is led by Matthew J. Biliouris. Prior to assuming this leadership role, Mr. Biliouris had served as the office's Deputy Director since 2013.

As Director of the Office of Consumer Financial Protection, he is charged with overseeing the agency's consumer financial protection policy and rulemaking efforts, fair lending examination program, and interagency coordination on consumer financial protection compliance matters. He is also responsible for the agency's Consumer Assistance Center and its financial literacy outreach program.

Mr. Biliouris also serves as Acting President of the Central Liquidity Facility, a mixed-ownership government corporation created by Congress to improve the general financial stability of credit unions by serving as a liquidity lender to credit unions experiencing unusual or unexpected liquidity shortfalls. Member credit unions own the CLF, which exists within the NCUA. The CLF President manages the facility under the oversight of the NCUA Board.

Mr. Biliouris began his career with the NCUA in 1992, as an examiner in Portland, Maine and then Virginia Beach, Virginia. During his 26-year career with the NCUA, he served as a Supervision Analyst in the then-Region II office; Information Systems Officer and Program Officer in the Office of Examination and Insurance; Special Assistant to the Executive Director, and Director of Supervision in the Office of Examination and Insurance. Mr. Biliouris has also served as a Special Assistant to former NCUA Board Member Michael Fryzel during his term as Chairman of the NCUA.