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2025 Fourth Quarter Summary Tables

Table

Credit Union Indicators Summary Table

Loan-to-share ratios and shares of credit unions with positive net income are rounded to the nearest percentage point.

Data for NCUA Quarterly Map Review - Credit Union Indicators Summary
State / Territory Median Y/Y Asset Growth (%) - Level Median Y/Y Asset Growth (%) - Rank Median Y/Y Deposit Growth (%) - Level Median Y/Y Deposit Growth (%) - Rank Median Y/Y Member Growth (%) - Level Median Y/Y Member Growth (%) - Rank Median Y/Y Loan Growth (%) - Level Median Y/Y Loan Growth (%) - Rank
AK 5.40% 7 5.40% 6 2.00% 3 6.20% 2
AL 3.60% 21 3.10% 23 -0.10% 20 0.90% 29
AR 1.00% 49 0.10% 51 -0.30% 27 -1.40% 48
AZ 5.40% 7 4.80% 10 0.10% 14 2.70% 14
CA 2.80% 37 2.60% 33 0.10% 14 1.10% 25
CO 4.00% 17 3.00% 25 -0.40% 32 0.50% 35
CT 3.30% 29 2.50% 36 -1.50% 51 -1.30% 47
DC -0.10% 54 1.10% 49 -1.40% 49 -4.70% 54
DE 3.60% 21 2.00% 41 -0.20% 23 -0.20% 42
FL 3.40% 26 3.30% 19 0.00% 18 3.50% 9
GA 2.80% 37 1.50% 47 -0.20% 23 2.10% 19
GU 2.90% 35 9.50% 1 -2.00% 53 2.40% 18
HI 6.00% 4 5.10% 7 -0.10% 20 1.10% 25
IA 3.40% 26 2.70% 30 -0.20% 23 3.50% 9
ID 3.70% 19 6.90% 3 0.70% 10 4.40% 5
IL 3.30% 29 2.80% 28 -0.70% 36 0.50% 35
IN 3.70% 19 2.90% 26 -1.10% 44 1.60% 21
KS 2.60% 43 2.30% 37 -0.70% 36 0.90% 29
KY 2.70% 39 2.90% 26 -2.10% 54 1.60% 21
LA 1.40% 48 1.70% 45 -1.30% 46 -2.00% 51
MA 2.70% 39 3.40% 18 -0.80% 38 1.10% 25
MD 2.90% 35 2.00% 41 -1.10% 44 -0.10% 40
ME 6.50% 2 6.20% 5 0.50% 12 3.90% 7
MI 4.70% 13 3.70% 16 -0.30% 27 2.50% 16
MN 4.00% 17 4.20% 15 0.10% 14 1.90% 20
MO 5.00% 12 4.40% 14 0.10% 14 0.90% 29
MS 2.20% 45 1.30% 48 0.90% 6 1.60% 21
MT 3.60% 21 3.10% 23 0.30% 13 0.60% 34
NC 3.10% 32 3.30% 19 -0.40% 32 1.60% 21
ND 3.10% 32 2.00% 41 -0.50% 35 -2.20% 52
NE 0.80% 50 0.20% 50 -0.80% 38 -0.40% 43
NH 6.90% 1 7.00% 2 0.80% 8 4.90% 4
NJ 0.40% 53 -0.70% 53 -1.50% 51 -1.70% 50
NM 4.50% 14 4.80% 10 1.00% 5 3.00% 12
NV 5.20% 10 3.70% 16 -0.20% 23 -1.10% 46
NY 3.50% 25 3.20% 22 -0.80% 38 0.40% 37
OH 5.40% 7 5.00% 8 -0.80% 38 0.80% 32
OK 2.70% 39 1.80% 44 -1.40% 49 -1.50% 49
OR 0.60% 51 -0.20% 52 0.80% 8 0.40% 37
PA 3.30% 29 2.60% 33 -1.30% 46 -0.10% 40
PR 0.50% 52 -1.40% 54 2.60% 2 7.10% 1
RI 2.10% 47 2.70% 30 -1.00% 43 2.50% 16
SC 3.60% 21 2.80% 28 0.00% 18 4.00% 6
SD 4.10% 16 3.30% 19 0.90% 6 3.60% 8
TN 3.40% 26 2.60% 33 -0.90% 42 0.00% 39
TX 2.70% 39 2.20% 39 -0.30% 27 -0.50% 44
UT 4.40% 15 4.60% 13 -0.30% 27 0.80% 32
VA 3.00% 34 2.70% 30 -0.40% 32 -0.50% 44
VI 5.50% 6 2.30% 37 3.00% 1 5.20% 3
VT 6.20% 3 6.30% 4 1.80% 4 3.20% 11
WA 2.20% 45 2.10% 40 -0.30% 27 1.10% 25
WI 5.20% 10 4.70% 12 -0.10% 20 2.90% 13
WV 2.30% 44 1.70% 45 -1.30% 46 -3.70% 53
WY 5.80% 5 5.00% 8 0.60% 11 2.70% 14

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Data for NCUA Quarterly Map Review - Credit Union Indicators Summary
State / Territory Median Total Delinquency Rate (bps) - Level Median Total Delinquency Rate (bps) - Rank Median Loan to Share Ratio (%) - Level Median Loan to Share Ratio (%) - Rank Median Annualized YTD ROAA (bps) - Level Median Annualized YTD ROAA (bps) - Rank Share of FICUs with Positive YTD Net Income (%) - Level Share of FICUs with Positive YTD Net Income (%) - Rank
AK 91 42 83.00% 5 63 39 89.00% 26
AL 74 30 60.00% 48 75 26 85.00% 40
AR 77 32 75.00% 20 81 18 83.00% 46
AZ 69 20 68.00% 39 81 18 94.00% 10
CA 51 4 71.00% 32 57 45 86.00% 37
CO 71 23 73.00% 25 47 50 79.00% 52
CT 83 36 54.00% 50 62 40 89.00% 26
DC 92 43 63.00% 43 41 52 72.00% 54
DE 159 54 46.00% 53 38 54 93.00% 12
FL 58 13 74.00% 22 61 41 92.00% 19
GA 69 20 77.00% 16 80 20 89.00% 26
GU 99 48 91.00% 1 46 51 100.00% 1
HI 53 6 55.00% 49 70 32 100.00% 1
IA 86 39 80.00% 10 92 9 96.00% 6
ID 60 14 90.00% 2 71 31 90.00% 22
IL 55 10 63.00% 43 67 34 88.00% 31
IN 90 41 72.00% 28 95 7 93.00% 12
KS 93 44 72.00% 28 65 37 85.00% 40
KY 65 18 69.00% 36 73 29 89.00% 26
LA 128 53 72.00% 28 52 48 80.00% 50
MA 53 6 76.00% 18 55 47 90.00% 22
MD 74 30 69.00% 36 66 35 90.00% 22
ME 70 22 78.00% 12 88 12 98.00% 5
MI 73 29 69.00% 36 91 10 96.00% 6
MN 54 8 78.00% 12 77 21 85.00% 40
MO 72 27 75.00% 20 76 24 88.00% 31
MS 99 48 66.00% 41 90 11 82.00% 48
MT 55 10 71.00% 32 77 21 90.00% 22
NC 100 51 77.00% 16 72 30 79.00% 52
ND 52 5 70.00% 34 87 13 93.00% 12
NE 85 38 78.00% 12 77 21 82.00% 48
NH 48 2 80.00% 10 74 27 92.00% 19
NJ 102 52 51.00% 52 39 53 83.00% 46
NM 60 14 73.00% 25 102 5 89.00% 26
NV 71 23 61.00% 47 99 6 88.00% 31
NY 80 33 63.00% 43 74 27 88.00% 31
OH 80 33 64.00% 42 76 24 93.00% 12
OK 64 17 74.00% 22 57 45 85.00% 40
OR 99 48 78.00% 12 70 32 88.00% 31
PA 72 27 54.00% 50 82 16 88.00% 31
PR 56 12 83.00% 5 107 4 100.00% 1
RI 43 1 82.00% 8 51 49 93.00% 12
SC 89 40 74.00% 22 87 13 93.00% 12
SD 50 3 70.00% 34 108 3 94.00% 10
TN 68 19 72.00% 28 64 38 84.00% 45
TX 71 23 73.00% 25 66 35 85.00% 40
UT 62 16 81.00% 9 82 16 96.00% 6
VA 95 47 67.00% 40 58 42 86.00% 37
VI 94 45 35.00% 54 168 1 80.00% 50
VT 94 45 83.00% 5 58 42 86.00% 37
WA 71 23 76.00% 18 58 42 93.00% 12
WI 54 8 84.00% 3 94 8 95.00% 9
WV 81 35 62.00% 46 87 13 92.00% 19
WY 84 37 84.00% 3 133 2 100.00% 1

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Economic Indicators Summary Table

Data for NCUA Quarterly Map Review - Economic Indicators Summary
State / Territory Unemployment Rate, End of Quarter (%) - Level Unemployment Rate, End of Quarter (%) - Rank Y/Y Change in Unemployment Rate (percentage points) - Level Y/Y Change in Unemployment Rate (percentage points) - Rank Y/Y Change in House Prices (%) - Level Y/Y Change in House Prices (%) - Rank
AK 4.80% 42 0.10 21 2.90% 24
AL 2.70% 5 -0.60 5 2.50% 28
AR 4.20% 26 0.60 42 4.10% 13
AZ 4.30% 31 0.50 38 0.40% 40
CA 5.50% 50 0 15 -0.80% 46
CO 3.80% 21 -0.80 2 -1.50% 50
CT 4.20% 26 1 48 3.70% 17
DC 6.70% 52 1.40 51 -1.30% 48
DE 5.20% 46 1.60 52 6.30% 3
FL 4.30% 31 0.90 46 -2.70% 52
GA 3.60% 14 0 15 -0.20% 43
GU N/A N/A N/A N/A N/A N/A
HI 2.20% 1 -0.80 2 -0.40% 44
IA 3.50% 12 0.20 29 3.70% 18
ID 3.60% 14 -0.20 11 -1.10% 47
IL 4.60% 38 -0.30 8 6.10% 4
IN 3.50% 12 -0.90 1 2.80% 26
KS 3.80% 21 0 15 4.10% 11
KY 4.50% 36 -0.80 2 2.30% 29
LA 4.20% 26 -0.40 7 2.60% 27
MA 4.80% 42 0.70 43 2.10% 32
MD 4.20% 26 1.10 50 0.60% 38
ME 3.20% 9 -0.20 11 4.10% 12
MI 5.00% 45 -0.20 9 5.50% 6
MN 4.10% 25 1.10 49 3.20% 22
MO 3.90% 23 0.30 30 4.30% 10
MS 3.70% 20 0.10 23 3.80% 16
MT 3.40% 10 0.50 38 -1.90% 51
NC 3.90% 23 0.20 28 0.90% 35
ND 2.60% 3 0.10 23 6.40% 2
NE 3.00% 6 0.10 23 2.10% 31
NH 3.10% 7 0.30 33 3.50% 19
NJ 5.40% 49 0.80 45 5.10% 8
NM 4.30% 31 0 15 0.90% 36
NV 5.20% 46 -0.60 5 0.10% 42
NY 4.60% 38 0.20 27 5.30% 7
OH 4.50% 36 0 15 4.70% 9
OK 3.60% 14 0.30 33 3.00% 23
OR 5.20% 46 0.90 47 0.50% 39
PA 4.20% 26 0.50 38 4.00% 15
PR 5.70% 51 0.30 30 15.00% 1
RI 4.30% 31 -0.20 9 4.00% 14
SC 4.80% 42 0.40 37 1.90% 34
SD 2.20% 1 0.30 33 2.80% 25
TN 3.60% 14 -0.10 13 0.40% 41
TX 4.30% 31 0.10 21 -0.80% 45
UT 3.60% 14 0.30 33 0.70% 37
VA 3.60% 14 0.70 43 3.20% 21
VI N/A N/A N/A N/A N/A N/A
VT 2.60% 3 0.10 23 3.40% 20
WA 4.70% 41 0.30 30 2.10% 33
WI 3.10% 7 0 15 5.70% 5
WV 4.60% 38 0.50 38 -1.50% 49
WY 3.40% 10 -0.10 13 2.20% 30

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Sources: Bureau of Labor Statistics, Federal Housing Finance Agency