Skip to main content
United States flag An official website of the United States government
Official websites use .gov
A .gov website belongs to an official government organization in the United States.
Secure .gov websites use HTTPS
A lock () or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
Show

Credit Union and Bank Rates 2019 Q2

Comparison of Average Savings, Deposits and Loan Rates at Credit Unions (CUs) and Banks
For June 28, 2019

Product All CUs (National Average Rate) All Banks (National Average Rate)
5 Year CD-10K 2.38 1.87
4 Year CD-10K 2.14 1.63
3 Year CD-10K 1.95 1.52
2 Year CD-10K 1.75 1.36
1 Year CD-10K 1.42 1.11
6 Month CD-10K 0.95 0.69
3 Month CD-10K 0.58 0.44
Money market account-2.5K 0.37 0.26
Interest checking account-5K 0.12 0.14
Regular savings account-1K 0.17 0.20
Credit card, Classic 11.80 13.61
30 Year fixed-rate mortgage 4.12 4.28
15 Year fixed-rate mortgage 3.63 3.84
5/1 Year adjustable rate mortgage 3.65 4.11
3/1 Year adjustable rate mortgage 3.67 4.06
1 Year adjustable rate mortgage 3.65 4.05
Unsecured fixed rate loan, 36 months 9.46 10.31
Home equity loan, 5 year, 80% 4.88 5.39
Home equity loan, LOC, 80% 5.54 5.85
Used car loan, 48 months 3.75 5.55
Used car loan, 36 months 3.61 5.50
New car loan, 60 months 3.69 5.22
New car loan, 48 months 3.57 5.10

Footnotes


Notes:

1. Data extracted by NCUA from S&P Global Market Intelligence databases (https://www.spglobal.com/marketintelligence (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) ) on July 17, 2019. The data represent interest rates reported by active banks and credit unions for the last Friday of the quarter (June 28, 2019).

Last modified on