Date:

Jun 22, 2026

Time: 11:59 PM

The NCUA Board is requesting comments on the tenth round of proposed regulatory changes under the NCUA Deregulation Project. The comment period ends on June 22, 2026, at 11:59 p.m. Eastern.

The proposal would clarify agency guidance or remove unnecessary, redundant, overly prescriptive, obsolete, or unduly burdensome requirements in the Code of Federal Regulations.

12 CFR Part 708a, Bank Conversions and Mergers: Merger of Insured Credit Unions into Banks — The NCUA Board is proposing to amend its regulations governing the merger of insured credit unions into banks. The intended effect of these changes is to ensure members receive clear and effective disclosures while simplifying compliance for credit unions, reducing administrative costs, and modernizing the conversion process.

For more information or to submit a comment, please visit Regulations.gov.

12 CFR Part 708a, Bank Conversions and Mergers: Merger of Insured Credit Unions into Banks —
https://www.regulations.gov/document/NCUA-2026-0892-0001

For more information about the NCUA Deregulation Project, visit: https://ncua.gov/news/deregulation-project

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Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
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Comments on Deregulation Project Proposal Due June 22

Last modified on

04/24/26