United States flag An official website of the United States government
Help With My Credit Union Español Contact Us
Search

January 2026 Revolving Loan Fund

January 2026 Revolving Loan Fund

MANAGEMENT OVERVIEW

January 31, 2026

Balance Sheets

Cash and cash equivalents had a month-end balance of $20.6 million. The balance increased by $36.5 thousand from prior month, primarily due to:

  • received $34.7 thousand in investment interest
  • received $1.9 thousand in loan interest

Loans Receivable, Net remained unchanged, and accrued technical assistance remained unchanged.

Statements of Operations

The fund earned $40.8 thousand in interest revenue.

BALANCE SHEETS

As of January 31, 2026 and 2025 (Dollars in thousands)

ASSETSJanuary 2026January 2025
Cash and Cash Equivalents$20,575$18,583
Loans Receivable, Net3,8834,133
Interest Receivable1413
TOTAL ASSETS24,47222,729
LIABILITIES AND FUND BALANCEJanuary 2026January 2025
Accrued Technical Assistance Grants4,0235,518
Total Liabilities4,0235,518
Fund BalanceJanuary 2026January 2025
Fund Capital17,55614,816
Accumulated Earnings2,8932,395
Total Fund Balance20,44917,211
TOTAL LIABILITIES AND FUND BALANCE$24,472$22,729

STATEMENTS OF OPERATIONS

For the Periods Ended January 31, 2026 and 2025 (Dollars in thousands)

REVENUESJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
Interest on Cash Equivalents$36$36$41
Interest on Loans555
Canceled Technical Assistance Grants--(84)
Total Revenues4141(38)
EXPENSESJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
Technical Assistance Grants--30
Canceled Technical Assistance Grants--(85)
TOTAL EXPENSES--(55)
NET INCOME / (LOSS)$41$41$17

STATEMENTS OF CHANGES IN FUND BALANCE

For the Periods Ended January 31, 2026 and December 31, 2025 (Dollars in thousands)

Fund CapitalFor LoansFor Technical AssistanceTotal Fund CapitalAccumulated EarningsTotal Fund Balance
December 31, 2024$13,388$1,344$14,732$2,378$17,110
Appropriations Received-3,4653,465-3,465
Appropriations Used-(445)(445)-(445)
Canceled Appropriations - Returned to Treasury-(309)(309)-(309)
Canceled Technical Assistance Grants-113113-113
Net Income / (Loss)---474474
December 31, 2025$13,388$4,168$17,556$2,852$20,408
Appropriations Received-----
Appropriations Used-----
Canceled Appropriations - Returned to Treasury-----
Canceled Technical Assistance Grants-----
Net Income / (Loss)---4141
November 30, 2025$13,388$4,168$17,556$2,893$20,449

STATEMENTS OF CASH FLOWS

For the Periods Ended January 31, 2026 and 2025 (Dollars in thousands)

CASH FLOWS FROM OPERATING ACTIVITIESJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
Net Income/(Loss)$41$41$17
Adjustments to Reconcile Net Income to Net Cash Used in Operating ActivitiesJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
Canceled Technical Assistance Grants--84
Changes in Assets and LiabilitiesJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
(Increase)/Decrease in Interest Receivable(4)(4)(5)
Increase/(Decrease) in Accrued Technical Assistance Grants--(483)
Net Cash Provided by/(Used in) Operating Activities3737(387)
CASH FLOWS FROM INVESTING ACTIVITIESJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
Loan Disbursements--(250)
Net Cash Provided by/(Used in) Investing Activities--(250)
CASH FLOWS FROM FINANCING ACTIVITIESJanuary 2026Year-to-Date January 2026Year-to-Date January 2025
Net Cash Provided by/(Used in) Financing Activities---
NET INCREASE/(DECREASE) IN CASH AND CASH EQUIVALENTS3737(637)
CASH AND CASH EQUIVALENTS — Beginning of period20,53820,53819,220
CASH AND CASH EQUIVALENTS — End of period$20,575$20,575$18,583

The balances in the statement above are preliminary and unaudited.