The following table provides links to CURRENTLY EFFECTIVE Interpretive Rulings & Policy Statements (IRPS) issued by NCUA. The IRPS listed in the table contain guidance and information from NCUA to credit unions. Credit unions should be familiar with IRPS as the information contained in each IRPS can impact the operations of a credit union.
Generally, NCUA withdraws an IRPS once it becomes unnecessary, outdated, or is replaced by a regulation published in the Code of Federal Regulations or a new IRPS.
| Number | Subject | Regulation | Date |
|---|---|---|---|
| IRPS 19-1 | Exceptions to Employment Restrictions Under Section 205(d) of the Federal Credit Union Act ("Second Chance IRPS") | 12 CFR Chapter VII | 11/21/2019 |
| IRPS 15-1 | Regulatory Flexibility Act Threshold | 12 CFR Part 791 | 11/23/2015 |
| IRPS 13-1 | Minority Depository Institution Preservation Program | 80 FR 36356 | 3/27/2024 |
| IRPS 11-2 | Chartering Corporate Credit Unions | 12 CFR Part 704 | 2/24/2011 |
| IRPS 11-1 | Supervisory Review Committee (76 Fed. Reg. 23871), as amended by IRPS 12-1 (77 Fed. Reg. 32004) | 12 CFR Chapter VII | 1/20/2011 |
| IRPS 10-1 | Rule Change for IRPS 08-2 | 12 CFR Part 701 | 6/25/2010 |
| IRPS 08-2 | Service to Underserved Areas | 12 CFR Part 701 | 12/2/2008 |
| IRPS 06-1 | Organization and Operations of Federal Credit Unions | 12 CFR Part 701 | 6/22/2006 |
| IRPS 03-3 | Qualified Financial Contracts | 12 CFR Part 709 68. Fed. Reg. 61735 |
10/30/2003 |
| IRPS 02-3 | Allowance for Loan and Lease Losses Methodologies and Documentation for Federally Insured Credit Unions | 67. Fed. Reg.37445 | 5/29/2002 |
| IRPS 01-2 | Central Liquidity Facility Advance Policy | 12 CFR Part 725 | 4/26/2001 |
| IRPS 98-2 | Supervisory Policy Statement on Investment Securities and End-User Derivatives Activities | 12 CFR Chapter VII 63. Fed. Reg. 24097 |
5/1/1998 |
| IRPS 87-2 | Developing and Reviewing Government Regulations (52 Fed. Reg. 35213), as amended by IRPS 03-2 (68 Fed. Reg. 31949) and 15-1 (80 Fed. Reg. 57512) |
52 Fed. Reg. 35213 68 Fed. Reg. 31949 80 Fed. Reg. 57512 |
9/18/1987 5/29/2003 9/24/2015 |
| IRPS 87-1 | Guidelines for Compliance with Federal Bank Bribery Law | 52 Fed. Reg. 38821 | 10/19/1987 |
| IRPS 86-1 | General Policy on Sharing Confidential Supervisory Information with State | 12 CFR Chapter VII 51 Fed. Reg. 16292 |
5/2/1986 |
| IRPS 85-2 | Repurchase Agreements of Depository Institutions with Securities, Dealers and Others | 50 Fed. Reg. 48372 | 11/25/1985 |
| IRPS 83-1 | Truth in Lending; Enforcement Guidelines and Restitution Review Procedures | 12 CFR Chapter VII 48 Fed. Reg. 7159 |
2/18/1983 |
| IRPS 82-4 | State Unclaimed Property Laws | 12 CFR Chapter VII 47 Fed. Reg. 53325 |
11/26/1982 |
| IRPS 81-7 | Sale-and-Leaseback Arrangements | 12 CFS Chapter VII 46 Fed. Reg. 46303 |
9/18/1981 |
| IRPS 81-3 | State Chartered Federally Insured Credit Unions as "Most Favored Lenders" | 12 CFR Part 741 46 Fed. Reg. 24153 |
4/30/1981 |
| IRPS 80-8 | Return of Capital Upon Withdrawal from Membership in CLF | 12 CFR 725 45 Fed. Reg. 47119 |
7/14/1980 |
| IRPS 80-2 | National Environmental Policy Act | 12 CFR Chapter VIII 45 Fed. Reg. 12211 |
2/25/1980 |
| IRPS 80-1 | Disclosure of Statutory Enforcement Actions | 45 Fed. Reg. 6648 | 1/29/1980 |