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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

NCUA and External Chartering Resources

NCUA Resources

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Chartering and Field of Membership Manual (Appendix B to NCUA Regulation 12 CFR Part 701) (Opens new window)

Research Credit Union Names Already in Use (Opens new window)

Credit Union Locator (Opens new window)

Grants and Loans

TIP (Trade, Industry, Profession) Report

Federal Credit Union Bylaws (located in Appendix A to NCUA Regulation 12 CFR Part 701)

Financial Performance Report (Opens new window)

5300 Call Report

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Federal Credit Union Act (Opens new window)

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Electronic Code of Federal Regulations (Opens new window)

Letters to Credit Unions, Letters to Federal Credit Unions, and Risk Alerts

Asset Liability Management

External Resources

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. American FactFinder (Opens new window)

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. FinCEN (Opens new window)

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Find League Information in Your State (Opens new window)

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Bank Secrecy Act Anti-Money Laundering (BSA/AML) Examination Manual (Opens new window)

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. OFAC Information (Opens new window)

This is an external link to a website belonging to another federal agency, private organization, or commercial entity. FFIEC Information Technology Resources (Opens new window)

Last modified on

02/10/23