The table below outlines various Federal laws and policies that may apply to the CDRLF Loan Program. The Participating Credit Union (Borrower) is responsible for making sure activities funded by Federal Awards comply with applicable Federal requirements, including if Borrower carries out those activities directly or uses contractors or subrecipients. See 2 C.F.R. §§ 200.101(b)(1), 200.300(a), 200.303, and 200.332. The table is not an exhaustive list. By accepting Federal financial assistance, Borrower agrees that it will comply with all applicable requirements of Federal laws, executive orders, regulations, and policies governing this Program.
| Statutory/Regulatory/Executive Based Requirements. |
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| Federal Civil Rights Laws and Nondiscrimination Requirements. |
| Borrower must conduct its activities such that no person is excluded from participation in, is denied the benefits of, or is subject to discrimination on the basis of race, color, national origin, sex (including sexual orientation and pregnancy), age, or disability in the distribution of services and/or benefits provided under the CDRLF Program. Furthermore, Borrower must comply with all applicable Federal civil rights laws and nondiscrimination requirements, including Title VI of the Civil Rights Act of 1964 (42 U.S.C. § 2000d et seq.), Title IX of the Education Amendments of 1972 (20 U.S.C. § 1681 et seq.), section 504 of the Rehabilitation Act of 1973 (29 U.S.C. § 794), the Age Discrimination Act of 1975 (42 U.S.C. § 6101 et seq.), all applicable implementing regulations, and the requirements of any other nondiscrimination statute(s) which may apply to Borrower. The credit union certifies that it does not operate any programs relating to diversity, equity, and inclusion that violate any applicable Federal civil rights laws or nondiscrimination requirements. Borrower agrees to provide evidence of its compliance as required by NCUA. |
| False Claims Act and Administrative False Claims Act. |
| Borrower is aware that any false, fictitious, or fraudulent information or the omission of any material fact may subject it to criminal, civil, or administrative penalties for fraud, false statements, false claims, or otherwise (18 U.S.C §§ 287, 1001; 31 U.S.C. §§ 3729, 3802). Borrower agrees that its compliance with all applicable Federal civil rights and nondiscrimination laws is material to the government’s decision to make an award and any payment thereunder, including for purposes of the False Claims Act (31 U.S.C. §§ 3729(b)(4), 3802). |
| Prohibition Against Lobbying Activities. |
| Borrower must comply with 31 U.S.C. § 1352, as well as the common rule, “New Restrictions on Lobbying,” published on February 26, 1990, including definitions, and the Office of Management and Budget “Government-wide Guidance for New Restrictions on Lobbying” and notices published on December 20, 1989, June 15, 1990, January 15, 1992, and January 19, 1996 and the Presidential Memorandum of August 28, 2025, Use of Appropriated Funds for Illegal Lobbying and Partisan Political Activity by Federal Grantees, 90 Fed. Reg. 42,691 (Sept. 3, 2025). For loans exceeding $150,000, if any funds other than Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with this Loan Agreement, Borrower agrees to complete and submit the SF Form LLL, Disclosure of Lobbying Activities, in accordance with its instructions. |
| Prohibition Against Illegal immigration. |
| Consistent with Exec. Order No. 14,218, Ending Taxpayer Subsidization of Open Borders, 90 Fed. Reg. 10,581 (Feb. 25, 2025), Borrower must administer its award in accordance with Title IV of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996, as amended (8 U.S.C. §§ 1601-1646) (PRWORA). |
| Title 2 of the Code of Federal Regulations (2 C.F.R.), Subtitle A - Office of Management and Budget Guidance for Federal financial assistance. The following award terms apply and are incorporated by reference: |
| Appendix A – Award Term to 2 C.F.R. part 25, Unique Entity Identifier and System for Award Management (SAM). |
| Appendix A – Award Term to 2 C.F.R. part 170, Reporting Subaward and Executive Compensation Information Compliance with the Federal Funding Accountability and Transparency Act of 2006 (Pub. L. No. 109 -282) (Transparency Act), as amended. |
| 2 C.F.R. part 180, Nonprocurement Debarment and Suspension. Borrower must determine whether any individual or entity (or principal thereof), receiving any portionof the Loanis currently debarred, suspended, excluded or disqualified by the NCUA or any other Federal department or agency. Borrower must include in all its procurement and nonprocurement contracts and agreements, between Borrower and an individual or entity (or principal thereof) receiving any portion of the Loan, a representation that such individual or entity (or principal thereof) is not currently debarred, suspended, excluded or disqualified by any Federal department or agency. Notwithstanding the foregoing, the above representations are not required in those procurement contracts in which Borrower enters into for goods or services for less than $25,000. |
| Uniform Administrative Requirements. |
| Borrower hereby acknowledges and understands that the specific provisions of the Uniform Administrative Requirements referenced in this Agreement are referenced only for emphasis. The exclusion of a specific applicable provision of 2 C.F.R. part 200 from this Loan Agreement does not alleviate Borrower from its obligation to comply with such provisions. |
| 2 C.F.R. part 200, subpart A (Acronyms and Definitions). |
| 2 C.F.R. § 200.108 (Inquiries). |
| 2 C.F.R. § 200.211(d). Borrower must comply with the continuing compliance requirements specified in the applicable NOFO. |
| 2 C.F.R. § 200.216 (Prohibition on certain telecommunications and video surveillance equipment or services) (see Pub. L. No. 115-232, Div. A, Title VIII, § 889, as amended). |
| 2 C.F.R. § 200.203 (Requirement to provide public notice of Federal financial assistance programs) |
| 2 C.F.R. § 200.303 (Internal controls). Borrower must adhere to the standards for internal controls described at 2 C.F.R. § 200.303 (Internal controls), including but not limited to complying with the U.S. Constitution, Federal statutes, regulations, and the terms and conditions of this Federal Award. |
| 2 C.F.R. §§ 200.331 - 200.333 (Subrecipient monitoring and management). |
| 2 C.F.R. § 200.450 (Lobbying). Lobbying costs are unallowable. |
| 2 C.F.R. part 200, subpart F (Audit Requirements), which implements the Single Audit Act Amendments of 1996 (31 U.S.C. §§ 7501-7507). If Borrower holds $1,000,000 or more in Federal awards during a fiscal year, it must have an audit conducted in accordance with 2 C.F.R. part 200, subpart F. Borrower is exempt from this requirement if it holds less than $1,000,000 in Federal awards during a fiscal year. |
| Executive Orders. |
Exec. Order No. 14,247, Modernizing Payments To and From America’s Bank Account, 90 Fed. Reg. 14,001 (Mar. 28, 2025). Exec. Order No. 14,224, Designating English as the Official Language of the United States, 90 Fed. Reg. 11,363 (Mar. 6, 2025). Exec. Order No. 14,218, Ending Taxpayer Subsidization of Open Borders, 90 Fed. Reg. 10,581 (Feb. 25, 2025). Exec. Order No. 14,173, Ending Illegal Discrimination and Restoring Merit‑Based Opportunity, 90 Fed. Reg. 8,633 (Jan. 31, 2025). Exec. Order No. 14,168, Defending Women from Gender Ideology Extremism and Restoring Biological Truth to the Federal Government, 90 Fed. Reg. 8,615 (Jan. 30, 2025). Exec. Order No. 14,159, Protecting the American People Against Invasion, 90 Fed. Reg. 8,443 (Jan. 29, 2025) Exec. Order No. 14,154, Unleashing American Energy, 90 Fed. Reg. 8,353 (Jan. 29, 2025). Exec. Order No. 14,151, Ending Radical and Wasteful Government DEI Programs and Preferencing, 90 Fed. Reg. 8,339 (Jan. 29, 2025). Please note that executive orders applicable to federal funding can be found on the Federal Register: Executive Orders webpage available at https://www.federalregister.gov/presidential-documents/executive-orders/donald-trump/2025. |
| Standard Certifications and Assurances. |
On behalf of Borrower, the Authorized Credit Union Official certified and agreed to the standard certifications and assurances required for Federal Awards. These standard certifications and assurances include:
A copy of the Financial Assistance General Certifications and Representations can be found on SAM.gov. A copy of the Certification Regarding Lobbying, Assurances for Non-Construction Programs (SF-424B), or the Assurances for Construction Programs (SF-424D), as applicable, can be found in NCUA’s Grant Management System (CyberGrants) and Grants.gov. |