Federal law and NCUA regulations require federally chartered credit unions to have bylaws. These bylaws provide a framework for the operation and management of a credit union. They address a broad range of matters concerning a credit union's organization and governance, the relationship of the credit union to its members, and the procedures and rules a credit union follows.
The NCUA is posting this version (opens new window) of the federal credit union standard bylaws as a public service and to help credit unions and others that are establishing or reviewing their bylaws. It is the user's responsibility to ensure their bylaws comply with the NCUA’s regulatory requirements located here (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) .