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Frequently Asked Questions on the Public Hearing Process

General Questions

What is the purpose of the public hearing?

The hearing allows the applicant to present information regarding the requested area—including their business and marketing plan—in a transparent manner.

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When is a public hearing required?

When the requested area is a community and has a population of 2.5 million or more and the boundaries are beyond a single political jurisdiction. This requirement applies to new charters, charter conversions, and proposed expansions. If the proposed community charter action covers an existing well-defined local community, then no public hearing is necessary.

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How many parties can sign up to present?

Eight people may make a presentation:

  • The applicant;
  • Six interested parties who are allotted slots on a first-come, first-served basis; and
  • One additional interested party, at CURE’s discretion.

The interested parties must submit to CURE a written request to make their presentations.

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Will the persons presenting have to provide any information prior to the hearing date?

At least 20 business days before the hearing date, each participant presenting shall submit to CURE, as well as to the applicant and any other person as required by the NCUA, the name of the participant and one copy of each exhibit the participant intends to present. NCUA will contact the presenters to conduct a preparatory session to test the communications systems and provide any related instructions for the hearing.

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What is the time limit for presentations?

Each person may make a presentation of up to 30 minutes.

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Can interested parties submit a written statement regarding the community request?

Interested parties may submit written statements to CURE at about the community request at least 20 business days prior to the hearing date. Written statements will be made available to the public.

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How soon will NCUA make a decision on the application?

No sooner than 30 calendar days after the date of the public hearing.

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Contact Information

If you have any questions regarding the requirements for a public hearing for the community charter actions described above, please contact the Office of Credit Union Resources and Expansion at 703.518.1150 or

Chartering Field of Membership
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