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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

Publications - Board Member Rodney E. Hood

Op-Eds

Publication Date	Title/Link	Publication
April 9, 2021	Financial literacy is key to broader inclusion efforts	American Banker
March 20, 2021	Long Road Ahead With COVID, But There Are Reasons for Optimism	CUToday
Nov. 20, 2020	4 Ways the Banking Sector Can Boost Financial Inclusion	American Banker
Nov. 12, 2020	Are CUs Doing All They Can for Military Members?	CUToday
Oct. 1, 2020	Credit unions don't need CECL, they need an exemption	American Banker
Aug. 27, 2020	How NCUA is working to protect credit union members	Credit Union Journal
July 24, 2020	The ADA at 30: Celebrating the Breaking Down of Barriers & Expanding Inclusion	Credit Union Times
June 19, 2020	The Civil Rights Issue of Our Generation	American Banker
June 4, 2020	How Financial Institutions Can Help America Heal	Wall Street Journal
June 1, 2020	Credit Union Overdraft Change is Sound Regulatory Policy	CUToday
April 29, 2020	A cooperative solution to stop liquidity problems before they start	Credit Union Journal
Jan. 30, 2020	Upsides of Bank Sales to Credit Unions	American Banker
Nov. 25, 2019	Why Credit Unions Need a Higher Appraisal Threshold for Mortgages	Credit Union Journal
Sept. 19, 2019	Improved Payday Loan Rules for CUs Will Help Underserved Americans Enter Financial Mainstream	Credit Union Times
Aug. 30, 2019	A Regulatory Step Forward in Securing Financial Services for the Legal Hemp Industry	The Lexington Herald Leader
July 18, 2019	Raising Threshold for Property Appraisals Will Boost CU Lending in Hard-Pressed Areas	CUToday
July 17, 2019	What medallion owners deserve: Finding individual solutions to the taxi financial crisis	New York Daily News
June 26, 2019	Marking 85 Years of Credit Union Excellence	Credit Union Times
June 17, 2019	It's time to reconsider job applicants with criminal records	Credit Union Journal

Letters

Other
Date	Title/Link
May 19, 2020	Letter to FCC Regarding Third-Party Petition on Automated Calls
April 30, 2020	Letter to FASB Urging CECL Exemption for Credit Unions

Last modified on

04/12/21