Date:

Feb 27, 2026

Time: 11:59 PM

The NCUA Board is requesting comments on the second round of proposed regulatory changes under the NCUA Deregulation Project. The comment period ends on February 27, 2026, at 11:59 p.m. Eastern.

The proposals would clarify agency guidance or remove unnecessary, redundant, overly prescriptive, obsolete, or unduly burdensome requirements in the Code of Federal Regulations, including:

12 CFR 701.20(c)(3) and 701.20(d), Surety and Guarantor Requirements — Removes segregated deposit and collateral requirements for suretyship and guaranty agreements to provide federally insured credit unions flexibility while maintaining safety and soundness.
12 CFR 701.25(b), Limits on Loans to Other Credit Unions — Removes a duplicative, overly prescriptive requirement for credit unions to maintain a separate policy for lending to other credit unions, reducing administrative burden.
12 CFR 740.0 and 740.5, Accuracy of Advertising and Notice of Insured Status — Streamlines advertising requirements by removing obsolete, overly prescriptive provisions related to the official advertising statement while preserving core requirements that credit union advertising be accurate and truthful.
12 CFR 748.1(b), Catastrophic Act Reporting — Modernizes catastrophic act reporting by updating the recipient of the report, extending the reporting window to 15 calendar days, and clarifying the basic facts to be reported.

For more information or to submit a comment, please visit Regulations.gov.

Surety and Guarantor Requirements — https://www.regulations.gov/document/NCUA_FRDOC_0001-0471
Limits on Loans to Other Credit Unions — https://www.regulations.gov/document/NCUA_FRDOC_0001-0470
Accuracy of Advertising and Notice of Insured Status — https://www.regulations.gov/document/NCUA_FRDOC_0001-0469
Catastrophic Act Reporting — https://www.regulations.gov/document/NCUA_FRDOC_0001-0472

For more information about the NCUA Deregulation Project, visit: https://ncua.gov/news/deregulation-project.

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Comments on Deregulation Project Proposals Due Feb. 27

Last modified on

12/29/25