Alexandria, VA (June 17, 2026) ― The National Credit Union Administration (NCUA) today released its first quarter state-level credit union data report for 2026. Report findings indicate that for federally insured credit unions, assets increased by 2.8 percent at the median over the year ending in the first quarter of 2026. At the same time, loans outstanding grew by 0.6 percent at the median, according to the latest Quarterly U.S. Map Review.
Nationally, the median ratio of total loans outstanding to total shares and deposits — the loan-to-share ratio — was 68 percent at the end of the first quarter of 2026.
Credit union membership continued to grow in the aggregate over the year ending in the first quarter of 2026. At the median, membership declined by 0.5 percent. Credit unions with falling membership tend to be small; over half had less than $50 million in assets in the first quarter of 2026.
Countrywide, 85 percent of federally insured credit unions had positive year-to-date net income in the first quarter of 2026, compared with 84 percent in the first quarter of 2025.
The NCUA’s Quarterly U.S. Map Review tracks performance indicators for federally insured credit unions in all 50 states and the District of Columbia and includes information on two important state-level economic indicators: the unemployment rate and home prices.