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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 301 - 360 of 368 Results
Docket # Title Subject Type Year
04-RA-07 Controlling the Assault of Non-Solicited Pornography and Marketing Act Consumer Protection Regulatory Alerts 2004
04-01 Update on Accounting for Loan and Lease Losses Accounting Accounting Bulletins 2004
2004-01 State Corp Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2004
04-CU-01 Small Business Administration Loans Member Business Lending Letters to Credit Unions 2004
03-CU-17 Independent Appraisal and Evaluation Functions for Appraisals Letters to Credit Unions 2003
03-FCU-07 Guidance on Selected Provisions of the Sarbanes-Oxley Act of 2002 for Federal Credit Unions Auditing Letters to Federal Credit Unions 2003
03-CU-15 Real Estate Concentrations and Interest Rate Risk Management for Credit Unions with Large Positions in Fixed-Rate Mortgage Portfolios Interest Rate Risk Letters to Credit Unions 2003
03-CU-14 Computer Software Patch Management Cybersecurity Letters to Credit Unions 2003
03-CU-12 Fraudulent Newspaper Advertisements, and Websites by Consumer Protection Letters to Credit Unions 2003
03-CU-11 Non-Maturity Shares and Balance Sheet Risk Liquidity Risk Letters to Credit Unions 2003
2003-05 Investing To Fund Employee Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2003
2003-03 Modeling Non-maturing Shares and Deposits Risk Management Letters to Corporate Credit Unions 2003
03-FCU-06 Debt Cancellation and Suspension Programs Examination Program Letters to Federal Credit Unions 2003
03-CU-05 Expanded AIRES Loan and Share Record Layout Examination Program Letters to Credit Unions 2003
2003-02 IT Guidance Cybersecurity Letters to Corporate Credit Unions 2003
03-CU-01 Loan Charge-off Guidance Accounting Letters to Credit Unions 2003
02-CU-09 Allowance for Loan and Lease Losses Accounting Letters to Credit Unions 2002
02-RA-06 Home Mortgage Disclosure Act Data Reporting Additions HMDA Regulatory Alerts 2002
02-FCU-09 Risk-Focused Examination Program Examination Program Letters to Federal Credit Unions 2002
02-CU-05 Examination Program Liquidity Questionnaire Liquidity Risk Letters to Credit Unions 2002
01-CU-21 Disaster Recovery and Business Resumption Business Continuity Letters to Credit Unions 2001
01-CU-20 Due Diligence Over Third Party Service Providers Third Parties Letters to Credit Unions 2001
2001-4 Internet Based Application Controls Cybersecurity Letters to Corporate Credit Unions 2001
01-FCU-06 Financial Education Curriculum Financial Literacy Letters to Federal Credit Unions 2001
01-RA-09 Use of Consumer Credit Reports for Business Loans Member Business Lending Regulatory Alerts 2001
01-CU-08 Liability Management Highly Rate-Sensitive Volatile Risk Management Letters to Credit Unions 2001
2001-2 Information Systems - Network Security Guidelines Cybersecurity Letters to Corporate Credit Unions 2001
01-01 Joint Interagency Policy on Accounting and Reporting for Loans Held for Sale Accounting Accounting Bulletins 2001
01-RA-03 Electronic Signatures in Global and National Commerce Act E-Sign Act Payments Regulatory Alerts 2001
00-CU-14 Liquidity and Balance Sheet Risk Management Liquidity Risk Letters to Credit Unions 2000
2000-4 Third-Party Risk Risk Management Letters to Corporate Credit Unions 2000
00-CU-05 Investments in Brokered Certificates of Deposits Investments Letters to Credit Unions 2000
00-CU-02 Identity Theft Prevention Consumer Protection Letters to Credit Unions 2000
99-CU-17 Guidance for Credit Unions that Use More than One Name Operations Letters to Credit Unions 1999
99-CU-12 Real Estate Lending and Balance Sheet Risk Management Mortgage Lending Letters to Credit Unions 1999
99-CU-05 Risk-Based Lending Consumer Lending Letters to Credit Unions 1999
99-RA-04 New Communities Entering the National Flood Flood Insurance Regulatory Alerts 1999
98-CU-16 The Credit Union Membership Access Act of 1998 Legislation Letters to Credit Unions 1998
98-CU-01 Year 2000 Bridge Programs and Interfacing Y2K Letters to Credit Unions 1998
97-CU-08 Credit Union Financial Trends During the First Half of 1997 State of the Industry Letters to Credit Unions 1997
97-CU-09 Withdrawal of IRPS Operations Letters to Credit Unions 1997
97-CU-03 Coporate Business Resumption And Contingency Planning Business Continuity Letters to Credit Unions 1997
95-CU-170 Automated Clearinghouse - Deposits for Processing Activities Examination Program Letters to Credit Unions 1995
95-CU-169 Collateralized Mortgage Obligations (CMOs) and Real Estate Mortgage Investment Conduits (REMICs) Investments Letters to Credit Unions 1995
95-CU-163 Sanctions Against Select Foreign Countries BSA/AML Letters to Credit Unions 1995
94-CU-162 Truth-in-Savings Act Compliance Consumer Protection Letters to Credit Unions 1994
94-CU-157 Selection and Use of Brokers (HYM) Investments Letters to Credit Unions 1994
94-CU-153 Decline in the Number of Small CUs State of the Industry Letters to Credit Unions 1994
94-CU-154 Credit Unions' Lending Policies Examination Program Letters to Credit Unions 1994
94-CU-155 Credit Union Investment in Mutual Funds Investments Letters to Credit Unions 1994
93-CU-146 Yields on assets Investments Letters to Credit Unions 1993
92-CU-139 Collateralized Mortgage Obligations (CMOs) Investments Letters to Credit Unions 1992
92-CU-130 Changes in Interest Rates During Examinations Examination Program Letters to Credit Unions 1992
91-CU-124 Real Estate Secured Credit by Credit Union Members Mortgage Lending Letters to Credit Unions 1991
91-CU-122 NCUA Reviews of EDP Vendors Cybersecurity Letters to Credit Unions 1991
91-CU-120 Interest Rate Adjustment Errors for ARM Loans Mortgage Lending Letters to Credit Unions 1991
89-CU-109 Information Processing Issues Cybersecurity Letters to Credit Unions 1989
88-CU-100 Amended IRS Form 990 - Return of Organization Exempt from Income Tax Tax Exemption Letters to Credit Unions 1988
88-CU-96 Privately Issued Mortgage Related Securities Investments Letters to Credit Unions 1988
87-CU-94 Financial Statement Classification of FCU Member Share Accounts Auditing Letters to Credit Unions 1987