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HMDA Reporting Guide

Other reference material is available at:

A copy of the most current version of "A Guide to HMDA Reporting: Getting it right!" is also available on the FFIEC web-site. This guide provides information for reporting data under the Home mortgage Disclosure Act (HMDA):

  • Who must report
  • Data reporting in general
  • Completing the LAR step by step
  • Source of Geographic information
  • Submitting the LAR
  • Disclosing the Data

Data is collected throughout each calendar year. Following the calendar year, reports are due to the Federal Reserve Board: NCUA HMDA Processing Center by March 1st. The Federal Reserve Board processes data on behalf of NCUA; do not send data directly to NCUA.

Additional resources regarding HMDA and fair lending laws and regulations are available.

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