Under Part 702 of the NCUA’s Rules and Regulations, credit unions with assets of $10 billion or greater are required to conduct capital planning and stress testing. To assist these credit unions, we have provided the following resources and information.
Capital Planning Resources
- NCUA 12 CFR §702, Subpart C - Capital Planning and Stress Testing
- NCUA – 2023 Range of Capital Planning Practices, Issued March 2024
- NCUA – 2022 Range of Capital Planning Practices, Issued March 2023
- NCUA – Updated Principles of Capital Planning, Issued October 2021 (Opens new window)
- NCUA – 2021 Range of Capital Planning Practices, Issued March 2022
- NCUA – 2020 Range of Capital Planning Practice – Special Edition COVID-19, Issued April 2021
- NCUA – 2019 Range of Capital Planning Practices, Issued February 2020
- NCUA – 2018 Range of Capital Planning Practices, Issued February 2019
- NCUA – 2017 Range of Capital Planning Practices, Issued January 2018
- NCUA – 2016 Capital Planning - Observed and Leading Practices, Issued February 2017
- NCUA – 2015 Capital Planning - Observed and Leading Practices, Issued November 2015
- NCUA – Principles of Capital Policy and Capital Planning, September 2014
- NCUA Preliminary Capital Planning and Stress Testing Guidance
Capital Plan Scenario Result Reporting Templates
Other Industry Practices
- Board of Governors of the Federal Reserve System
- Capital Planning at Large Bank Holding Companies: Supervisory Expectations and Range of Current Practices, (August 2013).
- This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Stress Test and Capital Planning webpage (Opens new window)
- This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Basel Regulatory Capital Framework (Opens new window)
Stress Testing Resources
Credit Union Self-run Stress Testing Instruction, Results Templates, Supplemental Data Request, and FAQ
Credit unions needing access to data collection templates should contact the Office of National Examinations and Supervision at 703.518.6640 or by email at ONESMail@ncua.gov.
- Credit Union Self-run Stress Testing Instruction (Opens new window)
- Credit Union Self-run Stress Testing Results Reporting Templates (Opens new window)
- NCUA Annual Supervisory Stress Test Supplemental Data Request (Opens new window)
- NCUA Annual Supervisory Stress Test Supplemental Data Template (Opens new window)
Stress Testing Scenarios
- 2025 Scenarios (Opens new window) | 2025 Scenario Summary
- 2024 Scenarios (Opens new window) | 2024 Scenario Summary
- 2023 Scenarios (Opens new window)
- 2022 Scenarios (Opens new window)
- 2021 Scenarios (Opens new window)
- 2020 Scenarios (Opens new window)
- 2019 Scenarios (Opens new window)
- 2018 Scenarios (Opens new window)
- 2017 Scenarios (Opens new window)
- 2016 Scenarios (Opens new window)
- 2015 Scenarios (Opens new window)
Other Industry Stress Testing Practices
Federal Reserve Board of Governors
- This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Stress Tests and Capital Planning Webpage (Opens new window)
- This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Dodd-Frank Act Stress Tests (Opens new window)
- This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Comprehensive Capital Analysis and Review (CCAR) (Opens new window)