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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

Join the Central Liquidity Facility

Steps to Join

Step 1 – Contact the Central Liquidity Facility (CLF)

Email CLFMail@NCUA.gov to indicate your potential interest in membership and our team can guide you through the application process and answer any questions. CLF leadership is also available to discuss the Facility with your credit union.

Simply email the following to receive an introductory email:

Credit Union Name
Charter Number
Contact Name and Telephone Number

Step 2 – Membership Application

Complete and submit Membership Application (Opens new window) along with:

Form 3881 – ACH Vendor/Miscellaneous Payment Enrollment, and
This is an external link to a website belonging to another federal agency, private organization, or commercial entity. Form W-9 – Request for Taxpayer Identification Number and Certification (Opens new window) .

Please see Membership Capital Requirement Estimator (Opens new window) to assist in the determination of required paid-in capital (Part A1 of the membership application).

Step 3 – Payment

CLF will review the application and provide payment instructions to submit required paid-in capital as set forth in NCUA regulations § 725.3(a).

Resources

Operating Circular 20-03: How to Apply for Regular Membership (Opens new window)
Instructions for Form 3881 (Opens new window) (advising CLF of account for advance)

Contact

NCUA Central Liquidity Facility
1775 Duke Street
Alexandria, VA 22314
clfmail@ncua.gov
703.518.6428

Last modified on

03/20/25