NCUA Releases Q4 2022 State-level Credit Union Data Report

ALEXANDRIA, Va. (March 15, 2023) – Federally insured credit unions, overall, experienced continued growth in assets, shares and deposits, and loans during 2022, according to the latest Quarterly U.S. Map Review released today by the National Credit Union Administration.

Nationally, median asset growth among federally insured credit unions was 1.3 percent, and median growth in shares and deposits was 0.9 percent over the year ending in the fourth quarter of 2022. Loans outstanding rose by 12.7 percent at the median over the year ending in the fourth quarter of 2022. The median total delinquency rate at the end of 2022 was 47 basis points, compared with 38 basis points in the fourth quarter of 2021. Additionally, 85 percent of federally insured credit unions had positive net income in 2022, compared with 84 percent in 2021.

The NCUA’s Quarterly U.S. Map Review tracks performance indicators for federally insured credit unions in all 50 states and the District of Columbia and includes information on two important state-level economic indicators: the unemployment rate and home prices.