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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 181 - 240 of 406 Results
Docket # Title Subject Type Year Status
SL No. 14-04 Taxi Medallion Lending Taxi Medallions Supervisory Letters 2014 Active
14-CU-06 Taxi Medallion Lending Taxi Medallions Letters to Credit Unions 2014 Active
SL No. 14-03 Liquidity and Contingency Funding Plans Liquidity Risk Supervisory Letters 2014 Active
14-RA-09 Updated Ability-To-Repay and Qualified Mortgage Requirements from the Consumer Financial Protection Bureau (CFPB) Mortgage Lending Regulatory Alerts 2014 Active
14-RA-07 Appraisals for Higher-Priced Mortgage Loans Appraisals Regulatory Alerts 2014 Active
SL No. 14-01 CFPB’s Ability-to-Repay and Qualified Mortgage Rule Mortgage Lending Supervisory Letters 2014 Active
14-RA-02 New Homeownership Counseling and Consumer Protection Requirements from CFPB Mortgage Lending Regulatory Alerts 2014 Active
14-RA-01 Ability-To-Repay and Qualified Mortgage Requirements from the Consumer Financial Protection Bureau (CFPB) Mortgage Lending Regulatory Alerts 2014 Active
SL No. 13-13 Private Student Loans Student Loans Supervisory Letters 2013 Active
13-CU-15 Supervisory Guidance on Private Student Loans Student Loans Letters to Credit Unions 2013 Active
SL No. 13-12 Enterprise Risk Management (ERM) Risk Management Supervisory Letters 2013 Active
13-CU-12 Guidance on How to Comply with NCUA Regulation 74112 Liquidity and Contingency Funding Plans Risk Management Letters to Credit Unions 2013 Active
13-CU-14 Projected 2014 Stabilization Fund Assessment and Share Insurance Fund Premium Range Corporate Resolution Program Letters to Credit Unions 2013 Active
N/A Interagency Supervisory Guidance Addressing Certain Issues Related to Troubled Debt Restructurings Troubled Debt Restructuring Supervisory Letters 2013 Active
13-01 Interagency Supervisory Guidance Addressing Certain Issues Related To Troubled Debt Restructurings Accounting Accounting Bulletins 2013 Active
13-CU-10 Guidance on How to Comply with NCUA Regulation §741.12 Liquidity and Contingency Funding Plans Liquidity Risk Letters to Credit Unions 2013 Active
SL No. 13-04 Supervision Guidance on Loan Participation Waivers Participations Supervisory Letters 2013 Active
13-RA-08 Appraisals for Higher-Priced Mortgage Loans Appraisals Regulatory Alerts 2013 Active
13-CU-08 Reporting Elder Abuse or Financial Exploitation Consumer Protection Letters to Credit Unions 2013 Active
13-CU-07 Loan Participation Waivers Participations Letters to Credit Unions 2013 Active
13-FCU-03 Potential Violations of Common Bond Advertising Requirements Chartering/Field of Membership Letters to Federal Credit Unions 2013 Active
13-CU-06 2013 Corporate Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2013 Inactive
2013-02 Implementing Section 704.21 – Enterprise Risk Management Risk Management Letters to Corporate Credit Unions 2013 Active
13-RA-07 CFPB’s New Rule on Real Estate Appraisals and Other Written Valuations under the Equal Credit Opportunity Act Appraisals Regulatory Alerts 2013 Active
13-RA-06 CFPB's Amended Remittance Transfer Rule Compliance Deadline: October 28, 2013 Payments Regulatory Alerts 2013 Active
13-RA-05 New Escrow Requirements under the Truth in Lending Act Mortgage Lending Regulatory Alerts 2013 Active
13-RA-04 Garnishment of Accounts Containing Federal Benefit Payments Consumer Protection Regulatory Alerts 2013 Active
SL No. 13-03 Investing in Securities without Reliance on Nationally Recognized Statistical Rating Organizations (NRSRO) Ratings Risk Management Supervisory Letters 2013 Active
13-CU-05 Guidance Investing in Securities without Reliance on Credit Ratings Investments Letters to Credit Unions 2013 Active
2013-01 Final Rule - Alternatives to the Use of Credit Ratings Risk Management Letters to Corporate Credit Unions 2013 Active
13-CU-03 Supervisory Guidance on Troubled Debt Restructuring Troubled Debt Restructuring Letters to Credit Unions 2013 Active
SL No. 13-02 Examiner Review of Loan Workouts, Nonaccruals and Regulatory Reporting of Troubled Debt Restructured Loans Troubled Debt Restructuring Supervisory Letters 2013 Active
13-FCU-02 2013 Fair Lending Examination Program and Compliance Assistance Examination Program Letters to Federal Credit Unions 2013 Active
N/A Evaluating Credit Union Requests for Waivers of Provisions in NCUA Rules and Regulations Part 723, Member Business Loans (MBLs) Member Business Lending Supervisory Letters 2013 Active
12-CU-13 Projected 2013 NCUSIF Premium and Corporate Stabilization Fund Assessment Range Share Insurance Letters to Credit Unions 2012 Inactive
12-CU-14 Scheduled Expiration of the Temporary Corporate Credit Union Share Guarantee and Unlimited Insurance on Noninterest-Bearing Transaction Accounts Corporate Resolution Program Letters to Credit Unions 2012 Inactive
12-RA-04 Regulatory Alert: CFPB’s New Remittance Transfers Rule Payments Regulatory Alerts 2012 Active
12-FCU-03 Small Credit Union Examination Program Examination Program Letters to Federal Credit Unions 2012 Active
12-CU-09 2012 Corporate Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2012 Inactive
12-CU-07 Mortgage Servicing Practices Impacting Military Homeowner Military Lending/Service Members Letters to Credit Unions 2012 Active
12-CU-06 Update on Transitioning US Central Bridge Corporate Federal Credit Union Automated Clearing House ACH Services Corporate Resolution Program Letters to Credit Unions 2012 Inactive
2012-01 Compliance Update for Section 314(a) of the USA Patriot Act of 2001 BSA/AML Letters to Corporate Credit Unions 2012 Active
12-CU-03 Temporary Corporate Credit Union Share Guarantee Expires December 31, 2012 Corporate Resolution Program Letters to Credit Unions 2012 Inactive
12-01 Interagency Supervisory Guidance Specifically Addressing Junior Lien Loans and Lines of Credit Accounting Accounting Bulletins 2012 Active
12-FCU-01 Operating Fee Scale Reduced for FY 2012 Operating Fee Letters to Federal Credit Unions 2012 Active
2011-04 Compliance with Section 314(a) of the USA PATRIOT Act of 2001 BSA/AML Letters to Corporate Credit Unions 2011 Inactive
11-CU-14 Temporary Corporate Credit Union Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2011 Inactive
11-CU-12 Disclosing CAMEL Ratings to Federally Insured State Credit Unions (FISCUs) Examination Program Letters to Credit Unions 2011 Active
2011-03 Annual Reporting Requirements and Internal Controls Assessments Required Under Section 704.15(a) of the National Credit Union Administration Rules and Regulations Auditing Letters to Corporate Credit Unions 2011 Active
11-CU-08 Voluntary Prepayment of Assessments Program Corporate Resolution Program Letters to Credit Unions 2011 Active
11-CU-04 Financial Education and Financial Literacy Initiative Financial Literacy Letters to Credit Unions 2011 Active
11-FCU-02 Duties of Federal Credit Union Boards of Directors Governance Letters to Federal Credit Unions 2011 Active
11-CU-01 Residential Mortgage Foreclosure Concerns Mortgage Lending Letters to Credit Unions 2011 Active
10-CU-23 Best Practices in Real Estate Appraisals Appraisals Letters to Credit Unions 2010 Active
10-CU-26 Evaluating Payment System Service Providers Payments Letters to Credit Unions 2010 Active
10-FCU-03 Sales of Nondeposit Investments Investments Letters to Federal Credit Unions 2010 Active
10-CU-22 NCUA’s Merger Partner Registry Mergers Letters to Credit Unions 2010 Active
10-CU-18 Investment Due Diligence Investments Letters to Credit Unions 2010 Active
10-CU-17 NCUSIF Premium Analysis Share Insurance Letters to Credit Unions 2010 Active
10-CU-20 NCUAs 2010 Corporate Credit Union Rule Corporate Resolution Program Letters to Credit Unions 2010 Inactive

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