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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 181 - 240 of 398 Results
Docket # Title Subject Type Year Status
12-FCU-03 Small Credit Union Examination Program Examination Program Letters to Federal Credit Unions 2012 Active
11-CU-12 Disclosing CAMEL Ratings to Federally Insured State Credit Unions (FISCUs) Examination Program Letters to Credit Unions 2011 Active
14-CU-10 Identifying and Mitigating Risks of Money Services Businesses Examination Program Letters to Credit Unions 2014 Active
09-FCU-03 Membership Data Collection Examination Program Letters to Federal Credit Unions 2009 Active
18-CU-01 Examination Modernization Initiatives Examination Program Letters to Credit Unions 2018 Inactive
16-CU-12 Risk-Based Examination Scheduling Policy Examination Program Letters to Credit Unions 2016 Inactive
10-CU-01 Supervising Low Income Credit Unions and Community Development Credit Unions Examination Program Letters to Credit Unions 2010 Active
09-CU-23 Reviewing Adequacy of Earnings Examination Program Letters to Credit Unions 2009 Active
SL No. 17-01 Evaluating Compliance Risk - Updated Compliance Risk Indicators Examination Program Supervisory Letters 2017 Active
22-CU-05 CAMELS Rating System Examination Program Letters to Credit Unions 2022 Active
22-CU-02 NCUA’s 2022 Supervisory Priorities Examination Program Letters to Credit Unions 2022 Inactive
21-CU-14 Interagency Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the Continuing COVID-19 Pandemic and CARES Act Examination Program Letters to Credit Unions 2021 Inactive
23-CU-01 NCUA’s 2023 Supervisory Priorities Examination Program Letters to Credit Unions 2023 Active
17-CU-02 Risk-Focused Examinations and Compliance Risk Examination Program Letters to Credit Unions 2017 Active
24-CU-01 NCUA’s 2024 Supervisory Priorities Examination Program Letters to Credit Unions 2024 Active
SL No. 15-02 Associational Common Bond Updates Field of Membership Supervisory Letters 2015 Active
22-FCU-02 Final Rule on Definition of Service Facility Field of Membership Letters to Federal Credit Unions 2022 Active
21-FCU-01 Community Charter Conversions and Expansions Field of Membership Letters to Federal Credit Unions 2021 Active
01-FCU-06 Financial Education Curriculum Financial Literacy Letters to Federal Credit Unions 2001 Active
11-CU-04 Financial Education and Financial Literacy Initiative Financial Literacy Letters to Credit Unions 2011 Active
SL No. 15-03 Fixed Asset Management fixed assets Supervisory Letters 2015 Active
99-RA-04 New Communities Entering the National Flood Flood Insurance Regulatory Alerts 1999 Active
19-RA-01 Flood Insurance Alternatives Flood Insurance Regulatory Alerts 2019 Active
10-CU-08 Guidance for National Flood Insurance Program Authority Lapses Flood Insurance Letters to Credit Unions 2010 Active
86-CU-84 Insider Dealing and Conflicts of Interest Governance Letters to Credit Unions 1986 Active
11-FCU-02 Duties of Federal Credit Union Boards of Directors Governance Letters to Federal Credit Unions 2011 Active
2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
2005-02-01 This is to clarify some confusion with language in Corporate Credit Union Guidance Letter 2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
19-10 FFIEC Issues 2019 Home Mortgage Disclosure Act (HMDA) Getting it Right Guide HMDA Consumer Financial Protection Updates 2019 Active
19-04 Submission of 2018 Home Mortgage Disclosure Act Data HMDA Consumer Financial Protection Updates 2019 Active
19-03 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2019 HMDA Consumer Financial Protection Updates 2019 Active
19-05 CFPB Issues Reference Tool for 2019 HMDA Data Collection HMDA Consumer Financial Protection Updates 2019 Active
18-01 Information about the Bureau of Consumer Financial Protection’s 2018 HMDA Interpretive and Procedural Rule HMDA Consumer Financial Protection Updates 2018 Active
02-RA-06 Home Mortgage Disclosure Act Data Reporting Additions HMDA Regulatory Alerts 2002 Active
17-RA-03 Submission of 2016 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2017 Active
17-RA-02 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2017 HMDA Regulatory Alerts 2017 Active
16-RA-01 Home Mortgage Disclosure Act (HMDA) Data Collection Requirements for Calendar Year 2016 HMDA Regulatory Alerts 2016 Active
22-RA-02 Submission of 2021 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2022 Active
22-RA-01 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022 HMDA Regulatory Alerts 2022 Active
21-RA-03 Submission of 2020 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2021 Active
21-RA-04 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2021 HMDA Regulatory Alerts 2021 Active
23-RA-02 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2023 HMDA Regulatory Alerts 2023 Active
23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold HMDA Regulatory Alerts 2023 Active
20-RA-04 Consumer Financial Protection Bureau Increases Reporting Thresholds Under the Home Mortgage Disclosure Act HMDA Regulatory Alerts 2020 Active
19-15 CFPB Issues Amendments to HMDA Rule HMDA Consumer Financial Protection Updates 2019 Active
17-CU-04 FFIEC Uniform HMDA Resubmission Guidelines HMDA Letters to Credit Unions 2017 Active
24-RA-01 Home Mortgage Disclosure Act Data Requirements HMDA Regulatory Alerts 2024 Active
22-CU-10 Simplified CECL Tool for Credit Unions industry data Letters to Credit Unions 2022 Active
03-CU-15 Real Estate Concentrations and Interest Rate Risk Management for Credit Unions with Large Positions in Fixed-Rate Mortgage Portfolios Interest Rate Risk Letters to Credit Unions 2003 Active
SL No. 22-01 Updates to Interest Rate Risk Supervisory Framework Interest Rate Risk Supervisory Letters 2022 Active
22-CU-09 Updates to Interest Rate Risk Supervisory Framework Interest Rate Risk Letters to Credit Unions 2022 Active
16-CU-08 Revised Interest Rate Risk Supervision Interest Rate Risk Letters to Credit Unions 2016 Active
10-CU-06 Interagency Advisory on Interest Rate Risk Management Interest Rate Risk Letters to Credit Unions 2010 Active
00-CU-05 Investments in Brokered Certificates of Deposits Investments Letters to Credit Unions 2000 Active
04-CU-04 Investment Safekeeping Due Diligence Investments Letters to Credit Unions 2004 Active
92-CU-139 Collateralized Mortgage Obligations (CMOs) Investments Letters to Credit Unions 1992 Active
88-CU-96 Privately Issued Mortgage Related Securities Investments Letters to Credit Unions 1988 Active
94-CU-155 Credit Union Investment in Mutual Funds Investments Letters to Credit Unions 1994 Active
94-CU-157 Selection and Use of Brokers (HYM) Investments Letters to Credit Unions 1994 Active
93-CU-146 Yields on assets Investments Letters to Credit Unions 1993 Active

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