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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 301 - 360 of 398 Results
Docket # Title Subject Type Year Status
09-FCU-03 Membership Data Collection Examination Program Letters to Federal Credit Unions 2009 Active
18-CU-04 Sharing Bank Secrecy Act Resources BSA/AML Letters to Credit Unions 2018 Active
18-CU-03 Merger Rule Provisions Including the Member-to-Member (MTM) Communications Process Mergers Letters to Credit Unions 2018 Active
11-CU-04 Financial Education and Financial Literacy Initiative Financial Literacy Letters to Credit Unions 2011 Active
18-CU-02 Examination Guidance for Bank Secrecy Act Customer Due Diligence and Beneficial Ownership Compliance BSA/AML Letters to Credit Unions 2018 Active
13-FCU-03 Potential Violations of Common Bond Advertising Requirements Chartering/Field of Membership Letters to Federal Credit Unions 2013 Active
12-FCU-01 Operating Fee Scale Reduced for FY 2012 Operating Fee Letters to Federal Credit Unions 2012 Active
16-CU-10 Projected 2017 Share Insurance Fund Premium and Stabilization Fund Assessment Range Share Insurance Letters to Credit Unions 2016 Active
10-CU-09 Temporary Corporate Credit Union Stabilization Fund Assessment Corporate Resolution Program Letters to Credit Unions 2010 Active
10-CU-08 Guidance for National Flood Insurance Program Authority Lapses Flood Insurance Letters to Credit Unions 2010 Active
10-CU-07 Commercial Real Estate Loan Workouts Member Business Lending Letters to Credit Unions 2010 Active
10-CU-06 Interagency Advisory on Interest Rate Risk Management Interest Rate Risk Letters to Credit Unions 2010 Active
09-CU-14 Corporate Stabilization Fund Implementation Corporate Resolution Program Letters to Credit Unions 2009 Active
10-CU-03 Concentration Risk Concentration Risk Letters to Credit Unions 2010 Active
10-CU-01 Supervising Low Income Credit Unions and Community Development Credit Unions Examination Program Letters to Credit Unions 2010 Active
09-CU-23 Reviewing Adequacy of Earnings Examination Program Letters to Credit Unions 2009 Active
09-CU-16 Guidance on Acceptance of California Warrants Investments Letters to Credit Unions 2009 Active
09-CU-04 Making Home Affordable: A Program for Mortgage Mortgage Lending Letters to Credit Unions 2009 Active
09-CU-21 Official NCUA Sign Share Insurance Letters to Credit Unions 2009 Active
09-CU-20 Premium Assessments Share Insurance Letters to Credit Unions 2009 Active
09-CU-19 Evaluating Residential Real Estate Mortgage Loan Modification Programs Mortgage Lending Letters to Credit Unions 2009 Active
10-CU-11 Information on NCUAs Merger and Purchase Assumption Process Mergers Letters to Credit Unions 2010 Active
23-CU-06 Importance of Contingency Funding Plans NCUA Operations/Activities Letters to Credit Unions 2023 Active
23-CU-07 Cyber Incident Notification Requirements Cybersecurity Letters to Credit Unions 2023 Active
SL No. 17-01 Evaluating Compliance Risk - Updated Compliance Risk Indicators Examination Program Supervisory Letters 2017 Active
23-CU-08 Resumption of Federal Student Loan Payments Risk Management Letters to Credit Unions 2023 Active
22-CU-05 CAMELS Rating System Examination Program Letters to Credit Unions 2022 Active
23-CU-01 NCUA’s 2023 Supervisory Priorities Examination Program Letters to Credit Unions 2023 Active
17-CU-02 Risk-Focused Examinations and Compliance Risk Examination Program Letters to Credit Unions 2017 Active
23-12 Technical Correction for the CECL Transition Amount Accounting Accounting Bulletins 2023 Active
2011-03 Annual Reporting Requirements and Internal Controls Assessments Required Under Section 704.15(a) of the National Credit Union Administration Rules and Regulations Auditing Letters to Corporate Credit Unions 2011 Active
2012-01 Compliance Update for Section 314(a) of the USA Patriot Act of 2001 BSA/AML Letters to Corporate Credit Unions 2012 Active
2013-01 Final Rule - Alternatives to the Use of Credit Ratings Risk Management Letters to Corporate Credit Unions 2013 Active
2013-02 Implementing Section 704.21 – Enterprise Risk Management Risk Management Letters to Corporate Credit Unions 2013 Active
2016-01 Employee Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2016 Active
2010-01 Confidentiality and Protection of Sensitive Data Cybersecurity Letters to Corporate Credit Unions 2010 Active
2000-4 Third-Party Risk Risk Management Letters to Corporate Credit Unions 2000 Active
2001-4 Internet Based Application Controls Cybersecurity Letters to Corporate Credit Unions 2001 Active
2001-2 Information Systems - Network Security Guidelines Cybersecurity Letters to Corporate Credit Unions 2001 Active
2003-05 Investing To Fund Employee Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2003 Active
2003-03 Modeling Non-maturing Shares and Deposits Risk Management Letters to Corporate Credit Unions 2003 Active
2003-02 IT Guidance Cybersecurity Letters to Corporate Credit Unions 2003 Active
2004-01 State Corp Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2004 Active
2004-02 BSA compliance Guidance BSA/AML Letters to Corporate Credit Unions 2004 Active
2004-03 Critical Information System Risk Areas Cybersecurity Letters to Corporate Credit Unions 2004 Active
2004-04 Business Continuity Guidance Letter Business Continuity Letters to Corporate Credit Unions 2004 Active
2004-05 Business Continuity Planning and Business Critical Processes Business Continuity Letters to Corporate Credit Unions 2004 Active
2005-01 BSA compliance when "unbatching" previously batched transactions during processing or settlement services. BSA/AML Letters to Corporate Credit Unions 2005 Active
2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
2005-02-01 This is to clarify some confusion with language in Corporate Credit Union Guidance Letter 2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
2007-01 Payout of Retained Earnings in Conjunction with Corporate Credit union Mergers. Operations Letters to Corporate Credit Unions 2007 Active
24-FCU-01 Federal Credit Union Operating Fee Schedule for 2024 Operating Fee Letters to Federal Credit Unions 2024 Active
05-CU-03 Overdraft Protection Bounce Protection Programs Overdrafts Letters to Credit Unions 2005 Active
05-CU-21 Overdraft Courtesy Pay Programs Overdrafts Letters to Credit Unions 2005 Active
10-RA-12 Member Notice Requirements for Overdraft Services Overdrafts Regulatory Alerts 2010 Active
24-CU-01 NCUA’s 2024 Supervisory Priorities Examination Program Letters to Credit Unions 2024 Active
24-RA-01 Home Mortgage Disclosure Act Data Requirements HMDA Regulatory Alerts 2024 Active
21-CU-05 Interagency Statement on the Issuance of the Anti-Money Laundering/Countering the Financing of Terrorism National Priorities BSA/AML N/A 2021 Active
19-CU-01 Supervisory Priorities for 2019 Examination Program Letters to Credit Unions 2019 Inactive
07-CU-12 CAMEL Rating System Examination Program Letters to Credit Unions 2007 Inactive

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