Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 121 - 180 of 840 Results
Docket # Title Subject Type Year Status
06-CU-04 State of the Credit Union Industry as of December 31, 2005 State of the Industry Letters to Credit Unions 2006 Active
12-FCU-04 Permissible Interest Rate Ceiling Consumer Lending Letters to Federal Credit Unions 2012 Active
14-FCU-01 Operating Fee Scale Reduced for 2014 Operating Fee Letters to Federal Credit Unions 2014 Active
12-FCU-03 Small Credit Union Examination Program Examination Program Letters to Federal Credit Unions 2012 Active
01-FCU-03 Payday Lending and Title Loans Consumer Lending Letters to Federal Credit Unions 2001 Active
21-FCU-05 Post-Examination Survey Pilot Examination Program Letters to Federal Credit Unions 2021 Active
02-CU-13 Vendor Information Systems Technology Reviews Summary Results Cybersecurity Letters to Credit Unions 2002 Active
02-CU-09 Allowance for Loan and Lease Losses Accounting Letters to Credit Unions 2002 Active
03-CU-14 Computer Software Patch Management Cybersecurity Letters to Credit Unions 2003 Active
04-CU-07 NCUAs Express Subscription Service NCUA Operations/Activities Letters to Credit Unions 2004 Active
05-CU-16 Bank Secrecy Act Compliance BSA/AML Letters to Credit Unions 2005 Active
05-CU-03 Overdraft Protection Bounce Protection Programs Overdrafts Letters to Credit Unions 2005 Active
06-CU-17 Recently Enacted Regulatory Relief Legislation Legislation Letters to Credit Unions 2006 Active
08-CU-09 Evaluating Third Party Relationships Questionnaire Third Parties Letters to Credit Unions 2008 Active
09-CU-24 Credit Union Financial Trends for the Third Quarter 2009 State of the Industry Letters to Credit Unions 2009 Active
09-CU-14 Corporate Stabilization Fund Implementation Corporate Resolution Program Letters to Credit Unions 2009 Active
11-CU-17 NCUA Office of Consumer Protection NCUA Operations/Activities Letters to Credit Unions 2011 Active
13-CU-05 Guidance Investing in Securities without Reliance on Credit Ratings Investments Letters to Credit Unions 2013 Active
13-CU-10 Guidance on How to Comply with NCUA Regulation §741.12 Liquidity and Contingency Funding Plans Liquidity Risk Letters to Credit Unions 2013 Active
16-CU-10 Projected 2017 Share Insurance Fund Premium and Stabilization Fund Assessment Range Share Insurance Letters to Credit Unions 2016 Active
16-CU-13 Frequently Asked Questions on the New Accounting Standard on Financial Instruments Credit Losses Accounting Letters to Credit Unions 2016 Active
18-CU-01 Examination Modernization Initiatives Examination Program Letters to Credit Unions 2018 Active
18-CU-04 Sharing Bank Secrecy Act Resources BSA/AML Letters to Credit Unions 2018 Active
79-CU-29 Government Securities (Safekeeping) Investments Letters to Credit Unions 1979 Active
88-CU-96 Privately Issued Mortgage Related Securities Investments Letters to Credit Unions 1988 Active
95-CU-173 Amendments to the Bank Secrecy Act BSA/AML Letters to Credit Unions 1995 Active
96-CU-06 Credit union financial trends during the first half of 1996 LETTER NO 96-CU-6 State of the Industry Letters to Credit Unions 1996 Active
96-CU-02 Credit Union Financial Trends During 1995 State of the Industry Letters to Credit Unions 1996 Active
97-CU-03 Coporate Business Resumption And Contingency Planning Business Continuity Letters to Credit Unions 1997 Active
99-CU-01 Answers to Frequently Asked Questions on Year 2000 Contingency Y2K Letters to Credit Unions 1999 Active
01-CU-21 Disaster Recovery and Business Resumption Business Continuity Letters to Credit Unions 2001 Active
06-CU-06 Influenza Pandemic Preparedness Business Continuity Letters to Credit Unions 2006 Active
07-CU-05 State of the Credit Union Industry as of December 31, 2006 State of the Industry Letters to Credit Unions 2007 Active
20-CU-02 NCUA Actions Related to COVID-19 Operations Letters to Credit Unions 2020 Active
20-CU-03 Identification of Essential Critical Infrastructure Workers During COVID-19 Operations Letters to Credit Unions 2020 Active
20-CU-06 Small Business Administration Loan Programs to Help Small Businesses and Members During the COVID-19 Pandemic Member Business Lending Letters to Credit Unions 2020 Active
12-FCU-01 Operating Fee Scale Reduced for FY 2012 Operating Fee Letters to Federal Credit Unions 2012 Active
03-FCU-01 Operating Fee Schedule for FY 2003 Operating Fee Letters to Federal Credit Unions 2003 Active
06-FCU-02 Measuring Service to Members Examination Program Letters to Federal Credit Unions 2006 Active
21-FCU-01 Community Charter Conversions and Expansions Field of Membership Letters to Federal Credit Unions 2021 Active
22-FCU-03 Expiration of Emergency Exemption from Certain In-Person Meeting Requirements Operations Letters to Federal Credit Unions 2022 Active
08-CU-22 Share Insurance Coverage Enhancements Share Insurance Letters to Credit Unions 2008 Active
08-CU-11 NCUA Website Enhancements Fraud Information Center NCUA Operations/Activities Letters to Credit Unions 2008 Active
03-RA-05 Standard Flood Hazard Determination Form Flood Insurance Regulatory Alerts 2003 Active
04-RA-12 Check 21 Act Payments Regulatory Alerts 2004 Active
05-RA-08 Home Ownership and Equity Protection Act Mortgage Lending Regulatory Alerts 2005 Active
05-RA-02 Suspicious Activity Reports on OFAC blocked transactions BSA/AML Regulatory Alerts 2005 Active
06-RA-02 Submission of 2005 Data to comply with the Home Mortgage Disclosure Act HMDA Regulatory Alerts 2006 Active
07-RA-03 Suspicious Activity Report Depository Institution Form BSA/AML Regulatory Alerts 2007 Active
05-RISK-02 Raising Consumer Awareness of Phishing Schemes Cybersecurity Risk Alerts 2005 Active
09-CU-07 Evaluating Risk Management of Remote Deposit Capture Questionnaire Risk Management Letters to Credit Unions 2009 Active
10-CU-20 NCUAs 2010 Corporate Credit Union Rule Corporate Resolution Program Letters to Credit Unions 2010 Active
13-CU-08 Reporting Elder Abuse or Financial Exploitation Consumer Protection Letters to Credit Unions 2013 Active
94-CU-154 Credit Unions' Lending Policies Examination Program Letters to Credit Unions 1994 Active
95-CU-179 Automated Integrated Regulatory Examination System Examination Program Letters to Credit Unions 1995 Active
97-CU-04 Credit union financial trends during 1996 State of the Industry Letters to Credit Unions 1997 Active
97-CU-01 Automated Response System Controls Risk Management Letters to Credit Unions 1997 Active
99-CU-10 Year 2000 Systems Conversions Y2K Letters to Credit Unions 1999 Active
01-CU-23 Investments in Brokered Certificates of Deposit CDs sold by Bentley Financial Services, Inc and Entrust Group Investments Letters to Credit Unions 2001 Active
02-CU-08 Account Aggregation Services Cybersecurity Letters to Credit Unions 2002 Active

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