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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

Flood Insurance Resources

These resources provide guidance on flood insurance requirements.

Interagency Questions and Answers Regarding Flood Insurance

Flood Insurance Alternatives 19-RA-01 Regulatory Alert (May 2019)

Interagency Flood Insurance Regulation Webinar Update: Qs & As (March 2016)

Agencies Issue Joint Final Rule That Modifies Regulations That Apply to Loans Secured by Properties Located in Special Flood Hazard Areas (June 22, 2015)

Interagency Statement on the Impact of Biggert-Waters Act (Issued March 29, 2013; effective dates vary by provision)

NCUA Regulatory Alert 13-RA-03 (April 2013)

Federal Emergency Management Agency Overview of Homeowner Flood Insurance Affordability Act

NCUA Deputy Executive Director Rendell L. Jones Testimony Before the U.S. House of Representatives Subcommittee on Financial Institutions and Monetary Policy - Climate-related Financial Risk
NCUA's Deputy Executive Director Rendell Jones testified before Congress on the NCUA's efforts to address potential risks from climate-…
Agencies Release Revised Interagency Questions and Answers Regarding Flood Insurance
Five federal regulatory agencies today jointly issued revised questions and answers (Q&As) regarding federal flood insurance law and the agencies…
Evaluating LIBOR Transition Plans
This letter provides guidance on the discontinuance of the London Inter-Bank Offered Rate (LIBOR) that will assist examiners’ assessment of a credit…
CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans
On February 17, 2021, the Consumer Financial Protection Bureau published in the Federal Register a final rule implementing a requirement of the…

Last modified on

06/09/22