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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 61 - 120 of 409 Results
Docket # Title Subject Type Year Status
21-CU-06 NCUA to Implement Phase One of Resuming Onsite Operations NCUA Operations/Activities Letters to Credit Unions 2021 Active
21-CU-05 Interagency Statement on the Issuance of the Anti-Money Laundering/Countering the Financing of Terrorism National Priorities BSA/AML Letters to Credit Unions 2021 Active
21-CU-04 Renewal of Prompt Corrective Action Relief Capital Planning Letters to Credit Unions 2021 Inactive
21-RA-07 Equal Credit Opportunity Act (Regulation B) Consumer Protection Regulatory Alerts 2021 Active
21-RA-06 CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act Mortgage Lending Regulatory Alerts 2021 Active
21-CU-03 LIBOR Transition Risk Management Letters to Credit Unions 2021 Active
SL No. 21-01 Evaluating LIBOR Transition Plans Risk Management Supervisory Letters 2021 Active
21-RA-05 CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans Mortgage Lending Regulatory Alerts 2021 Active
21-RA-04 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2021 HMDA Regulatory Alerts 2021 Active
21-RA-03 Submission of 2020 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2021 Active
21-RA-02 CFPB Publishes 2021 Threshold Adjustments Under Regulation C, Regulation Z and Regulation V Mortgage Lending Regulatory Alerts 2021 Active
21-RA-01 CFPB Amends Ability-to-Repay/Qualified Mortgage Rule under Truth in Lending Act Mortgage Lending Regulatory Alerts 2021 Active
21-CU-02 NCUA’s 2021 Supervisory Priorities Examination Program Letters to Credit Unions 2021 Inactive
21-FCU-03 Underserved Area Expansions Chartering/Field of Membership Letters to Federal Credit Unions 2021 Active
21-CU-01 Summary of the Consolidated Appropriations Act, 2021 Legislation Letters to Credit Unions 2021 Active
21-FCU-02 Operating Fee Schedule Adjusted for 2021 Operating Fee Letters to Federal Credit Unions 2021 Active
21-FCU-01 Community Charter Conversions and Expansions Field of Membership Letters to Federal Credit Unions 2021 Active
20-RA-09 2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act Consumer Lending Regulatory Alerts 2020 Active
20-FCU-04 Federal Credit Union Meeting Flexibility During the COVID-19 Pandemic Bylaws Letters to Federal Credit Unions 2020 Inactive
20-FCU-03 Amended Field of Membership Application Requirements for Combined Statistical Area and Core-Based Statistical Area Chartering/Field of Membership Letters to Federal Credit Unions 2020 Active
20-RA-08 2020 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) Consumer Lending Regulatory Alerts 2020 Active
20-RA-07 CFPB Issues Amendments to Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule Consumer Lending Regulatory Alerts 2020 Active
20-CU-23 Annual Voluntary Credit Union Diversity Self-Assessment Credit Union Diversity Letters to Credit Unions 2020 Active
20-CU-22 Update to NCUA’s 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
20-CU-21 Field of Membership - Rural Districts Chartering/Field of Membership Letters to Credit Unions 2020 Active
20-CU-20 Phased Approach to On-site Operations NCUA Operations/Activities Letters to Credit Unions 2020 Inactive
20-RA-05 Remittance Transfers under the Electronic Fund Transfer Act Payments Regulatory Alerts 2020 Active
20-CU-19 Additional Guidance Regarding Servicing Hemp-Related Businesses BSA/AML Letters to Credit Unions 2020 Active
20-CU-17 Update to Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-16 Low-Income Designations: Qualification of Military Personnel Chartering/Field of Membership Letters to Credit Unions 2020 Active
20-CU-15 Principles for Making Responsible Small-Dollar Loans Consumer Lending Letters to Credit Unions 2020 Active
20-RA-04 Consumer Financial Protection Bureau Increases Reporting Thresholds Under the Home Mortgage Disclosure Act HMDA Regulatory Alerts 2020 Active
20-RA-03 Consumer Financial Protection Bureau Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods Mortgage Lending Regulatory Alerts 2020 Inactive
20-CU-14 Establishment of CLF Agent Memberships Central Liquidity Facility Letters to Credit Unions 2020 Inactive
20-RA-02 Federal Reserve Board Issues Rule Allowing Credit Unions to Remove the Monthly Limit on Savings Withdrawals Reserve Requirements Regulatory Alerts 2020 Active
20-CU-13 Working with Borrowers Affected by the COVID-19 Pandemic Consumer Lending Letters to Credit Unions 2020 Active
20-CU-11 Regulatory Treatment for Paycheck Protection Program Loans Member Business Lending Letters to Credit Unions 2020 Inactive
20-CU-10 Residential Appraisals Threshold Increase and Other COVID-19 Related Relief Measures Appraisals Letters to Credit Unions 2020 Active
20-CU-08 Enhancements to Central Liquidity Facility Membership and Borrowing Authority Central Liquidity Facility Letters to Credit Unions 2020 Active
20-RISK-01 Cybersecurity Considerations for Remote Work Cybersecurity Risk Alerts 2020 Active
20-CU-07 Summary of the Coronavirus Aid, Relief, and Economic Security (CARES) Act Legislation Letters to Credit Unions 2020 Active
20-CU-05 Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-03 Identification of Essential Critical Infrastructure Workers During COVID-19 Operations Letters to Credit Unions 2020 Active
20-FCU-02 NCUA Actions Related to COVID-19 – Annual Meeting Flexibility Operations Letters to Federal Credit Unions 2020 Inactive
20-CU-02 NCUA Actions Related to COVID-19 Operations Letters to Credit Unions 2020 Inactive
20-RA-01 Other Supervisory Committee Audits Other Supervisory Committee Audits Regulatory Alerts 2020 Active
20-CU-01 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
20-FCU-01 Operating Fee Schedule Adjusted for 2020 Operating Fee Letters to Federal Credit Unions 2020 Active
19-17 CFPB Issues Correction to Final Rule on Adjusted 2020 HOEPA Threshold Mortgage Lending Consumer Financial Protection Updates 2019 Active
19-16 CFPB Issues Exemption Thresholds for 2020 Credit Transactions Consumer Lending Consumer Financial Protection Updates 2019 Active
19-CU-04 Use of Alternative Data in Credit Underwriting Consumer Lending Letters to Credit Unions 2019 Active
19-CU-03 Voluntary Credit Union Diversity Self-Assessment NCUA Operations/Activities Letters to Credit Unions 2019 Active
19-15 CFPB Issues Amendments to HMDA Rule HMDA Consumer Financial Protection Updates 2019 Active
19-14 Federal Reserve Issues Correction to Final Rule on Availability of Funds and Collection of Checks Payments Consumer Financial Protection Updates 2019 Active
19-CU-02 Guidance to NCUA Staff on Evaluating Secondary Capital Plans Capital Planning Letters to Credit Unions 2019 Active
SL No. 19-01 Evaluating Secondary Capital Plans Capital Planning Supervisory Letters 2019 Active
19-RA-02 Serving Hemp Businesses BSA/AML Regulatory Alerts 2019 Active
19-13 CFPB Announces Adjusted 2020 TILA Fees and Thresholds Consumer Lending Consumer Financial Protection Updates 2019 Active
19-RISK-01 Business Email Compromise Fraud Cybersecurity Risk Alerts 2019 Active
19-12 CFPB and FRB Issue Amendments to Regulation CC Consumer Protection Consumer Financial Protection Updates 2019 Active