Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 61 - 120 of 842 Results
Docket # Title Subject Type Year Status
97-RA-06 Amended Regulation CC Availability of Funds and Collection of Checks Payments Regulatory Alerts 1997 Active
97-RA-07 Revised Regulation Z Commentary Truth in Lending Mortgage Lending Regulatory Alerts 1997 Active
97-RA-08 Blocking of Accounts Associated with Narcotics Traffickers BSA/AML Regulatory Alerts 1997 Active
97-RA-09 Mortgage Loan Prequalifications Applications or Not Mortgage Lending Regulatory Alerts 1997 Active
97-RA-10 FFIEC - Questions and Answers Regarding Flood Insurance Flood Insurance Regulatory Alerts 1997 Active
97-RA-11 The Consumer Credit Reporting Reform Act of 1996 Consumer Protection Regulatory Alerts 1997 Active
97-RA-12 Guidance for Reporting Computer-Related Crimes Cybersecurity Regulatory Alerts 1997 Active
97-RA-13 Revised Regulation C Commentary Home Mortgage Disclosure Act HMDA Regulatory Alerts 1997 Active
02-RA-03 Office of Foreign Assets Control Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
02-RA-04 Anti-Money Laundering Programs Interim Final Rule Published by FinCEN BSA/AML Regulatory Alerts 2002 Active
02-RA-05 Office of Foreign Assets Control Specially Designated Narcotics Traffickers Added to List BSA/AML Regulatory Alerts 2002 Active
02-RA-06 Home Mortgage Disclosure Act Data Reporting Additions HMDA Regulatory Alerts 2002 Active
02-RA-07 OFAC Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
02-RA-08 Suspicious Activity Report SAR BSA/AML Regulatory Alerts 2002 Active
01-RA-03 Electronic Signatures in Global and National Commerce Act E-Sign Act Payments Regulatory Alerts 2001 Active
01-RA-04 Homeowners Protection Act HOPA Mortgage Lending Regulatory Alerts 2001 Active
01-RA-05 Regulation U Consumer Protection Regulatory Alerts 2001 Active
01-RA-06 Regulation E Electronic Fund Transfers Consumer Protection Regulatory Alerts 2001 Active
01-RA-07 Childrens Online Privacy Protection Act COPPA Consumer Protection Regulatory Alerts 2001 Active
01-RA-08 Interim Final Rules Amending Regulations B, E, M, Z, and DD - Electronic Delivery of Required Disclosures Consumer Protection Regulatory Alerts 2001 Active
01-RA-11 Suspicious Activity Report SAR BSA/AML Regulatory Alerts 2001 Active
99-RA-05 FinCEN Advisory BSA/AML Regulatory Alerts 1999 Active
99-RA-06 Office of Foreign Assets Control BSA/AML Regulatory Alerts 1999 Active
00-RA-01 Electronic Transfer Accounts Payments Regulatory Alerts 2000 Active
00-RA-02 Home Mortgage Disclosure Act HMDA Regulatory Alerts 2000 Active
00-RA-03 The Personal Responsibility and Work Opportunity Reconciliation Act of 1996 Consumer Protection Regulatory Alerts 2000 Active
00-RA-04 Regulation CC Availability of Funds and Collection of Checks Payments Regulatory Alerts 2000 Active
01-RA-01 Regulation Z Truth in Lending Consumer Lending Regulatory Alerts 2001 Active
01-RA-02 Home Mortgage Disclosure Act HMDA Regulatory Alerts 2001 Active
97-RA-14 Changes to the HMDA Reporting Requirements HMDA Regulatory Alerts 1997 Active
97-RA-15 FinCEN Advisory BSA/AML Regulatory Alerts 1998 Active
98-RA-01 Revisions to Regulation Z Truth in Lending Act Mortgage Lending Regulatory Alerts 1998 Active
98-RA-02 Change in Asset Threshold for Reporting Calendar Year 1998 HMDA Data HMDA Regulatory Alerts 1998 Active
98-RA-03 New Rules for Currency Transaction Reporting BSA/AML Regulatory Alerts 1998 Active
98-RA-04 Interagency Guidance on Electronic Financial Services and Consumer Compliance Consumer Protection Regulatory Alerts 1998 Active
01-RA-12 Additions to the Office of Foreign Assets Control OFAC SDN List BSA/AML Regulatory Alerts 2001 Active
01-RA-13 Additions and Changes to the Office of Foreign Assets Control OFAC SDN List BSA/AML Regulatory Alerts 2001 Active
01-RA-14 Soldiers and Sailors Civil Relief Act of 1940 Military Lending/Service Members Regulatory Alerts 2001 Active
01-RA-15 Amendment to Regulation Z Truth in Lending Mortgage Lending Regulatory Alerts 2001 Active
02-RA-01 Home Mortgage Disclosure Act HMDA Regulatory Alerts 2002 Active
02-RA-02 Patriot Act Regulation to Improve Information Sharing BSA/AML Regulatory Alerts 2002 Active
02-RA-09 OFAC Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
02-RA-10 OFAC Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
02-RA-11 OFAC Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
02-RA-12 OFAC Changes to the Specially Designated Nationals and Blocked Persons List BSA/AML Regulatory Alerts 2002 Active
02-RA-13 Regulation Z Implementation of Home Ownership and Equity Protection Act Mortgage Lending Regulatory Alerts 2002 Active
17-RA-03 Submission of 2016 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2017 Active
17-RA-02 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2017 HMDA Regulatory Alerts 2017 Active
98-RA-05 Revised Currency Transaction Report IRS Form 4789 BSA/AML Regulatory Alerts 1998 Active
98-RA-06 Exemptions from the Requirement to Report Transactions in Currency - Phase II BSA/AML Regulatory Alerts 1998 Active
98-RA-07 FinCEN Advisory BSA/AML Regulatory Alerts 1998 Active
98-RA-08 Electronic Transfer Act Payments Regulatory Alerts 1998 Active
99-RA-01 Bank Secrecy Act Compliance Form for Designation of Exempt Person BSA/AML Regulatory Alerts 1999 Active
99-RA-03 Pretext Phone Calling by Account Information Brokers Consumer Protection Regulatory Alerts 1999 Active
99-RA-04 New Communities Entering the National Flood Flood Insurance Regulatory Alerts 1999 Active
01-RA-09 Use of Consumer Credit Reports for Business Loans Member Business Lending Regulatory Alerts 2001 Active
01-RA-10 Executive Orders Targeting Terrorists, Additions to the OFAC SDN ListFinCENs Financial Institutions Hotline BSA/AML Regulatory Alerts 2001 Active
09-RA-13 Home Ownership and Equity Protection Act Mortgage Lending Regulatory Alerts 2009 Active
09-RA-12 Regulation D Amendments Reserve Requirements Regulatory Alerts 2009 Active
09-RA-11 Amendments to the Mortgage Loan Provisions of Regulation Z (Truth in Lending) Implementing the Mortgage Disclosure Improvement Act (MDIA) Mortgage Lending Regulatory Alerts 2009 Active

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