Loan Sales and Available Real Estate

An asset sale involves pools of credit union assets such as loans or collateral acquired by the NCUA from liquidated or conserved credit unions for disposition through public or institutional sale.

Asset sales are typically organized into pools of similar loan types such as performing, non-performing, or unsecured loans including auto loans, residential mortgages, commercial real estate loans, and consumer credit.

NCUA sells performing and non-performing loan portfolios from credit unions, including auto loans, residential and commercial real estate loans, unsecured consumer credit, and other financial assets.

You can participate in NCUA-managed asset sales either through a third-party loan sale advisor or directly via NCUA, subject to requirements including a confidentiality agreement.

Yes, virtual data rooms are typically provided for prospective institutional bidders to conduct due diligence before an NCUA asset sale.

A confidentiality agreement will be required for any qualified bidder to review documentation related to an NCUA asset sale. This form will be available on the specific sale page.

Yes, a refundable deposit is required to become a qualified bidder for an NCUA Asset Sale.

An Asset Sale Agreement will be provided for a bidder’s review as part of the due diligence process.