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Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
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The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
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The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
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Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
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The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
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Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
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Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.
NCUA’s Information Security Examination and Cybersecurity Assessment Program
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The Honorable Todd M. Harper
Recent Speeches
All Speeches/Testimonies - Chairman Todd M. Harper
November 21, 2024
NCUA Chairman Todd M. Harper Statement on the Central Liquidity Facility’s Budget for 2025 to 2026
November 21, 2024
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund 2024 Third Quarter Update
November 20, 2024
NCUA Chairman Todd M. Harper's Written Testimony Before the House Financial Services Committee
October 24, 2024
NCUA Chairman Todd M. Harper Statement on CURE’s New Charter and Field of Membership Update
October 24, 2024
NCUA Chairman Todd M. Harper Statement Following the Annual Cybersecurity Update Briefing
October 08, 2024
NCUA Chairman Todd M. Harper Remarks at the 2024 Minority Depository Institution Symposium
September 19, 2024
NCUA Chairman Todd M. Harper Statement on the Final Rule as Required by the Fair Hiring in Banking Act
September 19, 2024
NCUA Chairman Todd M. Harper Statement on the NCUA’s Final Rule to Simplify Share Insurance Coverage Requirements
September 19, 2024
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund 2024 Second Quarter Update
July 18, 2024
NCUA Chairman Todd M. Harper Statement on the Federal Credit Union Loan Interest Rate Ceiling
July 18, 2024
NCUA Chairman Todd M. Harper Statement on Proposed Interagency Rule on Incentive-Based Executive Compensation
July 18, 2024
NCUA Chairman Todd M. Harper Statement on the Revised Proposed Rule on Succession Planning
July 10, 2024
NCUA Chairman Todd M. Harper’s Remarks at the 2024 Diversity, Equity, & Inclusion Summit
May 16, 2024
NCUA Chairman Todd M. Harper's Written Statement Submitted to the Senate Banking, Housing, and Urban Affairs Committee
May 15, 2024
NCUA Chairman Todd M. Harper's Written Statement Submitted to the House Financial Services Committee
April 18, 2024
NCUA Chairman Todd M. Harper Statement on the Advance Notice of Proposed Rulemaking on Part 749, Records Preservation Program
February 15, 2024
NCUA Chairman Todd M. Harper Statement on the NCUA’s Final Interpretative Ruling and Policy Statement (IRPS) 13-1
February 15, 2024
NCUA Chairman Todd M. Harper’s Statement on the Share Insurance Fund’s Quarterly Performance
February 06, 2024
NCUA Chairman Todd M. Harper’s Remarks at the Brookings Institution: Agenda for Credit Union Regulation
January 24, 2024
NCUA Chairman Todd M. Harper Remarks at the Volunteer Leadership Institute 2024
January 18, 2024
NCUA Chairman Todd M. Harper Statement on the NCUA’s 2024 Annual Performance Plan
January 18, 2024
NCUA Chairman Todd M. Harper Statement on the NCUA’s Diversity, Equity, Inclusion, and Accessibility Strategic Plan
January 12, 2024
NCUA Chairman Todd M. Harper's Remarks at the U.S. Treasury Department Roundtable on Enhancing Financial Resilience for the Justice-Impacted
December 14, 2023
NCUA Chairman Todd M. Harper Statement on the NCUA’s 2024–2025 Budget
December 14, 2023
NCUA Chairman Todd M. Harper Statement on the Final Notice on the Operating Fee Schedule Methodology
December 14, 2023
NCUA Chairman Todd M. Harper Statement on the Request for Comment on NCUA’s Overhead Transfer Rate Methodology
December 14, 2023
NCUA Chairman Todd M. Harper Statement on the Central Liquidity Facility’s Budget for 2024
November 16, 2023
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund Quarterly Report
November 16, 2023
NCUA Chairman Todd M. Harper Opening Remarks at NCUA’s Public Budget Briefing on the Staff Draft Budget for 2024–2025
November 16, 2023
NCUA Chairman Todd M. Harper Statement on Final Rule on Charitable Donation Accounts
November 15, 2023
NCUA Chairman Todd M. Harper's Written Testimony Before the House Financial Services Committee
November 14, 2023
NCUA Chairman Todd M. Harper's Written Testimony Before the Senate Banking, Housing, and Urban Affairs Committee
November 03, 2023
NCUA Chairman Todd M. Harper’s Statement on the Financial Stability Oversight Council’s Non-Bank Designation Guidance
November 01, 2023
NCUA Chairman Todd M. Harper’s Remarks at the 2023 Diversity, Equity, and Inclusion Summit
October 24, 2023
NCUA Chairman Todd M. Harper’s Remarks at the 2023 REACH Conference
October 19, 2023
NCUA Chairman Todd M. Harper Statement on the NCUA’s Proposed Rule to Simplify Share Insurance Requirements
October 19, 2023
NCUA Chairman Todd M. Harper Statement Following the Cybersecurity Update
October 19, 2023
NCUA Chairman Todd M. Harper Statement on the Proposed Rule as Required by the Fair Hiring in Banking Act
October 04, 2023
NCUA Chairman Todd M. Harper Remarks at the American Credit Union Mortgage Association’s 2023 Annual Conference
October 03, 2023
NCUA Chairman Todd M. Harper’s Remarks at the NCUA’s 2023 MDI Symposium
September 21, 2023
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund Quarterly Report
September 21, 2023
NCUA Chairman Todd M. Harper Statement on the Financial Innovation Final Rule
September 12, 2023
NCUA Chairman Todd M. Harper’s Remarks at the 2023 NAFCU Congressional Caucus
August 28, 2023
NCUA Chairman Todd M. Harper’s Remarks at NASCUS’s State System Summit (S3)
August 09, 2023
NCUA Chairman Todd M. Harper Remarks at the Defense Credit Union Council Annual Conference
July 27, 2023
NCUA Chairman Todd M. Harper Remarks at the Credit Union Leadership Convention
July 20, 2023
NCUA Chairman Todd M. Harper Statement on the Member Expulsion Final Rule
July 20, 2023
NCUA Chairman Todd M. Harper Statement on the NCUA’s 2023 Midsession Budget Review and Consideration
July 17, 2023
NCUA Chairman Todd M. Harper’s Remarks at the International Credit Union Regulators’ Network Annual Meeting
June 22, 2023
NCUA Chairman Todd M. Harper’s Statement Following the Board’s New Charter Briefing
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Last modified on
04/12/24
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