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Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
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Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
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Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
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Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
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The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
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Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
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Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.
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Latest News search results
Title
Type
Publication Date
Federal Agencies Encourage Banks, Savings Associations and Credit Unions to Offer Responsible Small-Dollar Loans to Consumers and Small Businesses Affected by COVID-19
Press Releases
03/26/2020
Streamlined CDFI Application Round Opens March 29
Press Releases
03/26/2020
Financial Regulators Highlight Coordination and Collaboration of Efforts to Address COVID-19
Press Releases
03/25/2020
NCUA: Urgent Needs Grants Available to Help Credit Unions Affected by COVID-19
Press Releases
03/23/2020
Agencies Provide Additional Information to Encourage Financial Institutions to Work with Borrowers Affected by COVID-19
Press Releases
03/22/2020
NCUA Announces Annual Meeting Flexibility
Press Releases
03/20/2020
NCUA Releases 2019 Annual Report
Press Releases
03/20/2020
Deposits Are Safe in Federally Insured Credit Unions
Press Releases
03/19/2020
Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Tornadoes in Tennessee
Press Releases
03/12/2020
NCUA Observes 50th Anniversary as Independent Regulator
Press Releases
03/10/2020
Agencies Encourage Financial Institutions to Meet Financial Needs of Customers and Members Affected by Coronavirus
Press Releases
03/09/2020
FFIEC Highlights Pandemic Preparedness Guidance
Press Releases
03/06/2020
Chairman Hood’s Statement on the Recent Inspector General Investigation
Press Releases
03/06/2020
NCUA Releases Q4 2019 Credit Union System Performance Data
Press Releases
03/05/2020
NCUA’s Hood Leads Discussion on Minority Depository Institution Preservation
Press Releases
03/03/2020
NCUA Issues Prohibition Notices and Orders
Press Releases
02/28/2020
NCUA Board Member Todd M. Harper Remarks - Credit Union National Association’s 2020 Governmental Affairs Conference
Speeches
02/26/2020
NCUA’s Harper Discusses Consumer Protection, Inclusion, and Being Prepared
Press Releases
02/26/2020
NCUA Hosts Financial Inclusion Webinar
Press Releases
02/25/2020
NCUA’s Hood Discusses Taxi Medallion Sale, Financial Inclusion, and Guidance Review
Press Releases
02/25/2020
McWatters Discusses Taxi Medallion Sale, Regulation, Mergers, and Liquidity
Press Releases
02/24/2020
Mortgage Study Shows Credit Union Members Pay Lower Interest Rates
Press Releases
02/20/2020
NCUA Completes Taxi Medallion Loan Sale
Press Releases
02/19/2020
NCUA’s Four Funds Receive Clean 2019 Audit Opinions
Press Releases
02/14/2020
Six Credit Unions Agree to Late-Filing Penalties for Second Quarter of 2019
Press Releases
02/03/2020
NCUA Issues Prohibition Notices and Orders
Press Releases
01/31/2020
NCUA Board Member Todd M. Harper Statement on the Subordinated Debt Proposed Rule
Speeches
01/23/2020
NCUA Board Member Todd M. Harper Statement on Credit Union Combination Transactions
Speeches
01/23/2020
Fazio Named New Executive Director, Others Named to Key Positions
Press Releases
01/23/2020
Board Proposes Rules on Subordinated Debt, Combination Transactions
Press Releases
01/23/2020
Cayse Named Western Region Associate Regional Director of Operations
Press Releases
01/21/2020
NCUA Offers Information, Assistance to Credit Unions Affected by Puerto Rico Earthquakes
Press Releases
01/10/2020
NCUA’s 2020 Supervisory Priorities Include BSA Compliance, Consumer Protection, Cybersecurity
Press Releases
01/07/2020
NCUA Issues Prohibition Notices and Orders
Press Releases
12/31/2019
Use of Alternative Data in Credit Underwriting
Letters to Credit Unions
12/20/2019
NCUA: Q3 2019 State Credit Union Data Report Now Available
Press Releases
12/17/2019
NCUA Board Member Todd M. Harper Statement on the 2020-2021 Budget
Speeches
12/12/2019
NCUA Board Member Todd M. Harper Statement on the Risk-based Capital Rule Delay
Speeches
12/12/2019
Board Approves 2020–2021 Budgets
Press Releases
12/12/2019
NCUA Releases Q3 2019 Credit Union System Performance Data
Press Releases
12/06/2019
Federal Regulators Issue Joint Statement on the Use of Alternative Data in Credit Underwriting
Press Releases
12/03/2019
NCUA Issues Prohibition Notices and Orders
Press Releases
11/29/2019
NCUA Board Member Todd M. Harper Remarks - Proposed Residential Real Estate Appraisal Rule
Speeches
11/21/2019
NCUA Board Member Todd M. Harper Remarks - Second-Chance Interpretive Ruling and Policy Statement
Speeches
11/21/2019
Board Approves Second-Chance Policy Changes
Press Releases
11/21/2019
Kressman Named Acting General Counsel, McKenna Retires
Press Releases
11/20/2019
Director, Office of Credit Union Resources and Expansion Martha Ninichuk Testimony before the House Financial Services Subcommittee on Consumer Protection and Financial Institutions
Testimonies
11/20/2019
Financial Regulators Revise Business Continuity Management Booklet to Stress to Examiners the Value of Resilience to Avoid Disruptions to Operations
Press Releases
11/14/2019
NCUA’s Hood: “Fresh Thinking” can Help Credit Unions Support Small Business, Communities
Press Releases
11/08/2019
NCUA Observes Veterans Day 2019
Press Releases
11/08/2019
NCUA: Diversity Self-Assessment Offers Many Benefits to Credit Unions
Press Releases
11/07/2019
NCUA’s Harper: “When Differences End, Understanding Begins”
Press Releases
11/06/2019
NCUA Board Member Todd M. Harper Closing Remarks - “My Diversity Journey and Commitment”, NCUA’s Inaugural Credit Union Diversity, Equity, and Inclusion Summit
Speeches
11/06/2019
NCUA Chairman Hood: Promoting Savings, Education Central to the Credit Union Mission
Press Releases
11/06/2019
NCUA’s Hood: Values of Diversity, Equity, and Inclusion are in Credit Unions’ “Genetic Code”
Press Releases
11/06/2019
Chairman Hood Appoints Gisele Roget, Evann Berry to Senior Roles
Press Releases
11/05/2019
NCUA Awards Three MDI Credit Unions $74,875 in Mentoring Grants
Press Releases
11/01/2019
NCUA Issues Prohibition Notices and Orders
Press Releases
10/31/2019
Harper Calls for Dedicated Consumer Compliance Exams of Large Credit Unions
Press Releases
10/30/2019
NCUA’s Hood: Credit Unions’ “Core Value” Guides NCUA’s Decisions
Press Releases
10/29/2019
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Last modified on
08/06/21
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